# 0 Finance

> Your bank pays you 0.5% with your own money

0 Finance helps startups earn competitive yield on business deposits through automated treasury management and AI-powered banking infrastructure.

0 Finance provides high-yield business banking for startups through automated treasury management, AI-powered invoicing, and yield optimization on idle funds. The platform combines traditional banking infrastructure with blockchain technology, enabling users to earn competitive returns on USDC deposits while maintaining instant liquidity through ACH, wire transfers, and SEPA payments.

- Type: Company
- Sector: Finance
- Status: Active
- Founded: 2025-05-01
- Profile: https://thegrid.id/profiles/0_finance

## Products

- [0 Finance Platform](https://thegrid.id/profiles/0_finance): 0 Finance Platform provides automated treasury management through high-yield USDC savings accounts, AI-powered invoicing, and programmable banking infrastructure. The system enables ACH, wire, and SEPA transfers while automatically allocating idle funds to vetted yield strategies backed by insurance coverage up to $1M. Users access the platform through web dashboard, CLI tools, MCP server integration, and RESTful API. (Financial Services Platform, Live, Main Product)

## Links

- [Main](https://0.finance)
- [Documentation](https://docs.0.finance)
- [Privacy policy](https://www.0.finance/privacy)
- [Terms of Service](https://www.0.finance/legal)
- [GitHub](https://github.com/different-ai)
- [Twitter / X](https://x.com/0dotfinance)

## Legal

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Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service.

The following applies to both licensing models.
- All data is provided AS IS with no guarantees of accuracy.
- The Grid does not provide investment, legal, or tax advice, and
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- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP