# Bakkt

> Powering the next generation of global finance

Bakkt is a regulated financial technology company providing digital asset trading, stablecoin settlement, and programmable payments infrastructure. It serves financial institutions, fintechs, and payments providers seeking compliant access to digital markets.

Bakkt is a regulated financial technology company that builds infrastructure for digital asset trading, stablecoin settlement, and programmable payments. It serves financial institutions, fintechs, and payments providers that need compliant access to digital markets without building their own regulatory or technical stack. The company positions itself around institutional-grade trading, AI-enabled programmable finance, and cross-border payment infrastructure.

The platform addresses the need for regulated intermediaries as fintech platforms, payment companies, and banks expand into digital assets. It operates through licensed entities and regulated custody arrangements, connecting fiat and stablecoin rails, on-chain settlement, and market access for its institutional clients. Programmable payment rails allow partners to embed stablecoin functionality and automated financial workflows directly into their own products.

Its offering is organized around three areas: Bakkt Markets, which provides regulated trading, liquidity, and custody access for digital assets; Bakkt Agent, which delivers programmable, AI-native payment and money movement capabilities through banking partners; and Bakkt Global, which supports international expansion through minority investments in overseas markets. The platform is used by banks, fintechs, and payments providers seeking digital asset and stablecoin infrastructure, and the company has been narrowing its focus toward these core areas after divesting adjacent business lines.

- Type: Company
- Sector: Payments
- Status: Active
- Founded: 2018-01-01
- Profile: https://thegrid.id/profiles/Bakkt

## Products

- [Bakkt Custody](https://thegrid.id/profiles/Bakkt): Bakkt Custody was a regulated custody service for storing digital assets securely on behalf of institutional clients. It managed private keys and asset security under a licensed framework. The service has been discontinued as Bakkt shifted to third-party custodians for client asset safekeeping. (Custodian, Discontinued, Main Product)
- [Bakkt Loyalty Solutions](https://thegrid.id/profiles/Bakkt): Bakkt Loyalty Solutions was a loyalty fulfillment system offering a range of reward options, including travel, gift cards, merchandise, and consumer electronics. Businesses used the platform to manage token-based loyalty programs and customer rewards. The business line has since been divested and is no longer operated under Bakkt. (Customer Engagement Platform, Inactive/Support Ended)
- [Bakkt Trade](https://thegrid.id/profiles/Bakkt): Bakkt Trade was a B2B crypto brokerage platform providing API-integrated trading infrastructure for businesses to offer cryptocurrency buying, selling, and storage to their end users. It processed transactions across a range of supported crypto assets with ACH and wire transfer funding, operating under regulatory licensing across United States jurisdictions. The offering has been superseded by Bakkt Markets, which now serves as the current institutional trading and settlement platform. (Centralised Exchange, Discontinued)
- [BakktX](https://thegrid.id/profiles/Bakkt): BakktX was a high-performance institutional trading infrastructure operating as an electronic communication network for crypto asset execution. It delivered ultra-low-latency trade execution, customized liquidity solutions, and direct market access for professional traders and institutions. The platform has been discontinued and its functions folded into the current Bakkt Markets offering. (Trading Terminal, Discontinued)
- [Bakkt Onramps](https://thegrid.id/profiles/Bakkt): Bakkt Onramps was a fiat-to-crypto conversion service enabling ACH and wire transfer funding for cryptocurrency purchases. It integrated with third-party services for expedited bank account verification and processed fiat currency exchanges through banking rails to facilitate crypto asset acquisition for business clients and their end users. The service has been discontinued, with its fiat-to-stablecoin conversion function now provided through Bakkt Markets. (On/Off Ramp, Discontinued)
- [Bakkt Global](https://thegrid.id/profiles/Bakkt): Bakkt Global is an international expansion initiative pursuing geographic diversification into selected liquid markets through AI-related investments, a Bitcoin-backed treasury, and tokenization of real-world assets. It is positioned as a value-creation vehicle rather than an end-user product, operating through investments and strategic stakes in regional partners. The initiative supports Bakkt's broader financial infrastructure by extending its brand and services into new jurisdictions. (Managed Fund, Live)
- [Bakkt Markets](https://thegrid.id/profiles/Bakkt): Bakkt Markets is an institutional trading and payments platform that provides regulated digital asset execution and stablecoin-based settlement. It combines custody, liquidity access, and trading infrastructure with fiat-to-stablecoin conversion for continuous cross-border settlement. Fintechs, brokers, and financial institutions use a single integration to offer trading and payments to their customers without building in-house infrastructure. (Centralised Exchange, Live)
- [Bakkt Agent](https://thegrid.id/profiles/Bakkt): Bakkt Agent is a programmable, embedded financial services platform that gives partners on-demand access to onboarding, virtual accounts, stablecoin rails, and global payouts through a single endpoint. It uses a coordinated set of specialized AI agents to handle account creation, onboarding, and cross-border transfers in response to voice, chat, or file-based requests. Partners such as fintechs use the platform to launch compliant financial products, including global transfer services and yield-bearing accounts, without building custom integrations. (Financial Services Platform, Live)

## Links

- [Main](https://bakkt.com)
- [Terms of Service](https://bakkt.com/terms-of-service)
- [Privacy policy](https://bakkt.com/privacy-policy)
- [Documentation](https://bakkt.readme.io)
- [Blog](https://bakkt.com/insights)
- [Twitter / X](https://x.com/Bakkt)
- [LinkedIn](https://www.linkedin.com/company/bakkt)
- [Instagram](https://www.instagram.com/bakkt)

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