# Coinflow

> Tech-driven payment solutions for your business

Coinflow is a payments company that combines traditional payment rails with stablecoin settlement. It helps online businesses accept payments, settle funds instantly, and issue payouts globally.

Coinflow is a payments company that connects card and bank payment methods with stablecoin settlement on public blockchains. It provides application programming interfaces and low-code widgets that let merchants accept payments, settle funds instantly, and issue payouts, targeting businesses that need fast, global money movement without the delays of traditional correspondent banking.

The platform addresses the fragmentation and slowness of cross-border payments by settling transactions in stablecoins behind the scenes while presenting merchants and end users with a familiar card checkout and payout experience. It bundles fraud detection and fully indemnified chargeback protection into its checkout flow, and it orchestrates foreign exchange across a wide range of currencies and payout rails, allowing funds to reach recipients in a broad set of countries.

Coinflow's offering spans pay-ins, payouts, and marketplace split payments, supported by developer tools and documentation for embedding checkout or payout flows into existing products. It is used by online marketplaces, gaming companies, remittance platforms, fintechs, e-commerce businesses, and cross-border payroll providers that need instant settlement and global reach.

- Type: Company
- Sector: Payments
- Status: Active
- Founded: 2022-10-01
- Profile: https://thegrid.id/profiles/Coinflow

## Products

- [Coinflow Payments Platform](https://thegrid.id/profiles/Coinflow): Coinflow is a payment infrastructure platform that enables businesses to accept customer payments and send payouts to users worldwide. It processes credit and debit cards, bank transfers, digital wallets, and stablecoin payments, and settles funds to a merchant wallet or bank account through instant or standard rails. The platform also handles fraud protection, chargeback indemnification, and regulatory compliance for merchants. Additional capabilities include recurring subscription billing and multi-party marketplace payments with split settlements and automated seller payouts. (Merchant Payment Gateway, Live, Main Product)

## Links

- [Main](https://coinflow.cash)
- [Documentation](https://docs.coinflow.cash)
- [Blog](https://coinflow.cash/blog)
- [Terms of Service](https://coinflow.cash/terms-of-service)
- [Privacy policy](https://coinflow.cash/privacy-policy)
- [Twitter / X](https://x.com/CoinflowLabs)
- [LinkedIn](https://www.linkedin.com/company/coinflow-labs)
- [GitHub](https://github.com/coinflow-labs-us)

## Legal

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- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP