# Decaf > Better ramps, real-world & DeFi investments, onchain Decaf is a stablecoin payments platform. It lets individuals and businesses receive, hold, send, and cash out digital dollars across borders. Decaf is a stablecoin payments platform for individuals and businesses. It combines a non-custodial mobile wallet, business payment accounts, and a payments API for moving money across borders. Funds come in through local bank transfers or digital dollars and go out to bank accounts, cash pickup locations, or cards. Individuals use Decaf Wallet to hold digital dollars, send money by username, swap assets, and earn yield, with network fees covered on transfers. Businesses open an account to fund in local currency or stablecoins, convert balances, and approve payments to suppliers, teams, and recipients. Recipients can claim funds by bank transfer, cash pickup, or card. Decaf Wallet serves individuals, and Decaf Business serves companies. Payment links let users collect card, bank, and crypto payments through one page. Decaf serves remote workers, freelancers, remittance senders, and businesses that pay suppliers or contractors abroad. - Type: Company - Sector: Custody and Wallets - Status: Active - Founded: 2022-02-01 - Profile: https://thegrid.id/profiles/Decaf ## Products - [Decaf Wallet](https://thegrid.id/profiles/Decaf): Decaf Wallet is a non-custodial mobile wallet for holding and sending digital dollars. Users add funds by bank transfer, cash, or crypto, send money by username without paying network fees, and withdraw to bank accounts or cash pickup in many countries. The app also offers swaps, yield, and a card. (Wallet, Live, Main Product) - [Decaf API](https://thegrid.id/profiles/Decaf): Decaf API is a payments API for embedding collections, payouts, and last-mile disbursements into software products. Developers submit payment requests with approval rules and receive status events as each payment is processed. Access is offered to design partners. (Payments Infrastructure & Orchestration, Early access) - [Decaf Business](https://thegrid.id/profiles/Decaf): Decaf Business is a payments account for companies that move money across borders. Businesses fund the account through local bank transfers or stablecoins, hold and convert balances, and pay suppliers, teams, and recipients by bank transfer, cash pickup, or card. Team roles and approval rules control each payment. (Financial Services Platform, Live) ## Links - [Blog](https://medium.com/@Decafpay) - [Documentation](https://decaf-docs.notion.site/All-About-Decaf-34a18d9f9a67420396f1bda55684130d) - [Main](https://www.decaf.so) - [Privacy policy](https://www.decaf.so/privacy) - [Terms of Service](https://www.decaf.so/terms) - [Documentation](https://intercom.help/decaf/en) - [Discord](https://discord.com/invite/fVn2THZAkV) - [Twitter / X](https://x.com/Decaf_so) - [LinkedIn](https://www.linkedin.com/company/decafpay) - [Instagram](https://www.instagram.com/decaf.so) ## Legal This data is provided under two licensing models. Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. 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