# Gnosis

> Own your money

Gnosis is a blockchain ecosystem offering a self-custodial money app powered by Circles, an EVM-compatible L1 network, and stablecoin card infrastructure for payments.

Gnosis is a blockchain ecosystem providing payments infrastructure and financial tools, governed by GnosisDAO and the GNO token. Users can earn Circles tokens hourly through the Gnosis App, spend via a Visa debit card, and access stablecoin card services through Gnosis Pay's API for fintechs and neobanks. Gnosis Chain is an EVM-compatible L1 network with low transaction fees, while Gnosis Ventures supports early-stage Web3 projects.

- Type: Network
- Sector: Blockchain Platforms
- Status: Active
- Founded: 2015-01-01
- Profile: https://thegrid.id/profiles/Gnosis

## Products

- [Gnosis Pay](https://thegrid.id/profiles/Gnosis): Gnosis Pay is a white-label card issuance platform enabling fintechs, neobanks, wallets, and exchanges to launch stablecoin Visa card programs through a single API. The platform provides self-custodial Safe Smart Accounts, KYC/AML via Sumsub, SEPA and Pix payment rails, and DeFi-powered currency conversion across multiple chains. The infrastructure is MiCA-compliant and PSD2-ready, supporting USD, EUR, BRL, and ARS payment corridors. (Card issuance, Live)
- [Gnosis Chain](https://thegrid.id/profiles/Gnosis): Gnosis Chain is an EVM-compatible Layer 1 network designed to onboard local currency stablecoins, using xDAI as its native gas token for sub-cent transaction fees. Validators stake GNO to secure the network, with base fees partially used to buy back and burn GNO, while governance is managed by GnosisDAO through GNO token voting. The chain provides fiat on/off-ramps and hosts blue-chip DeFi protocols to support stablecoin utility across global markets. (L1, Live, Main Product)
- [Gnosis Ventures](https://thegrid.id/profiles/Gnosis): Gnosis Ventures incubates and develops decentralized applications focused on payments, identity verification, and internet freedom. The studio serves as the product development arm of Gnosis, building consumer-facing applications that extend the Gnosis ecosystem. (Venture Fund, Live)
- [Gnosis App](https://thegrid.id/profiles/Gnosis): Gnosis App is a self-custodial neobank combining a Visa debit card, IBAN account, and zero-percent foreign exchange fees with Circles (CRC), a personal currency generated at one unit per hour. Users earn up to 5% cashback in CRC on card purchases and can spend CRC in the in-app marketplace or transfer it across their trust-based social graph. Funds are held in Safe Smart Accounts, and the app is available in the EU, EEA, Argentina, and Brazil. (Neobank, Open Beta)

## Assets

- [Gnosis token (GNO)](https://thegrid.id/profiles/Gnosis): GNO is the governance and staking token of the Gnosis ecosystem. It is used to vote on protocol decisions within GnosisDAO and to stake on Gnosis Chain to secure the network and earn staking rewards. Token holders can lock GNO to gain increased voting power, incentivizing long-term participation. (Governance)

## Links

- [Main](https://www.gnosis.io)
- [Blog](https://www.gnosis.io/blog)
- [Documentation](https://docs.gnosischain.com)
- [Privacy policy](https://www.gnosis.io/legal/privacy-policy)
- [Terms of Service](https://www.gnosis.io/legal/terms-conditions)
- [Media Kit/branding](https://www.gnosis.io/press)
- [Forum](https://forum.gnosis.io)
- [Governance](https://snapshot.org/#/s:gnosis.eth)
- [Twitter / X](https://x.com/gnosischain)
- [GitHub](https://github.com/gnosis)
- [Discord](https://discord.gg/gnosischain)
- [Twitter / X](https://x.com/gnosispay)
- [TikTok](https://www.tiktok.com/@gnosis.app)

## Relationships

- [Circles](https://thegrid.id/profiles/aboutcircles): Subsidiary

## Legal

This data is provided under two licensing models.

Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation.

Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service.

The following applies to both licensing models.
- All data is provided AS IS with no guarantees of accuracy.
- The Grid does not provide investment, legal, or tax advice, and
- a project's presence in The Grid's data does not imply endorsement.


- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP