# Kamino Finance > Borrow, Earn and Leverage on Solana Kamino Finance is a lending and liquidity protocol on Solana. It lets users and institutions earn yield through curated vaults, borrow at variable or fixed rates, and open leveraged positions. Kamino Finance is a decentralized lending and liquidity protocol on Solana. It combines borrowing markets, curated lending vaults, and automated liquidity strategies in one app. Retail users and institutions use it to earn yield and to borrow against crypto and tokenized assets. Lenders deposit into shared pools or into vaults that curators allocate across lending markets, while borrowers take overcollateralized loans at variable or fixed rates. Anyone can create an isolated market with its own risk parameters, and liquidations run automatically. Multiply builds leveraged positions on yield-bearing assets in a single transaction. Institutional Yield vaults route stablecoin deposits into regulated, fully collateralized lending operations, and liquidity vaults manage concentrated positions on Solana DEX pools. BuildKit gives developers APIs and SDKs to embed Kamino products, and staking the KMNO governance token boosts rewards. It is used by lenders, borrowers, vault curators, institutions, and developers. - Type: Company - Sector: Finance - Status: Active - Founded: 2022-08-01 - Profile: https://thegrid.id/profiles/Kamino_Finance ## Products - [Kamino Finance app](https://thegrid.id/profiles/Kamino_Finance): Kamino Finance app is a decentralized lending and yield platform on Solana that combines borrowing markets, curated vaults, and automated liquidity strategies. Lenders supply assets to shared pools or to vaults that curators allocate across isolated markets, each with its own risk parameters. Borrowers take overcollateralized loans at variable or fixed rates, post standing borrow orders, or open leveraged Multiply positions in one transaction. Liquidity vaults automate concentrated positions on Solana DEX pools with auto-compounding and rebalancing, and token swaps are built in. Institutional Yield vaults send stablecoin deposits to regulated, fully collateralized lending operations. (Decentralised Borrowing & Lending, Live, Main Product) - [Kamino RWA DEX](https://thegrid.id/profiles/Kamino_Finance): Kamino RWA DEX is a decentralized exchange for tokenized real-world assets on Solana. It places liquidity around fair-value prices from asset-specific oracle models, so users can buy and sell tokenized treasuries, equities, commodities, and receivables near fair value. Issuers can list products with automated liquidity management instead of arranging third-party market makers. (Decentralised Exchange, In Development) - [BuildKit](https://thegrid.id/profiles/Kamino_Finance): BuildKit is Kamino's developer toolkit for embedding Kamino yield and borrowing products in other applications. It provides APIs, SDKs, and working examples for deposits, withdrawals, borrowing, and reading market and position data. Integrators can also deploy their own lending vaults on Kamino. (Developer Tooling, Live) ## Assets - [Kamino (KMNO)](https://thegrid.id/profiles/Kamino_Finance): KMNO is the governance token of Kamino Finance on Solana. It is used for voting on protocol proposals, incentive programs, and risk management, and for staking. Staked KMNO earns a boost that raises the rewards a holder receives on deposits across Kamino. (Governance) ## Links - [Blog](https://blog.kamino.finance) - [Documentation](https://kamino.com/docs) - [Whitepaper](https://docs.kamino.finance/kamino-lend-litepaper) - [Terms of Service](https://kamino.com/terms) - [Media Kit/branding](https://docs.kamino.finance/build-on-kamino/brand-assets) - [Main](https://kamino.com) - [Forum](https://gov.kamino.finance) - [LinkedIn](https://www.linkedin.com/company/kaminofinance) - [Twitter / X](https://x.com/kamino) - [Telegram](https://t.me/+z4XqPSCki-hhMDc0) - [Discord](https://discord.com/invite/kaminofinance) - [GitHub](https://github.com/Kamino-Finance) ## Legal This data is provided under two licensing models. Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. 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