# Loopscale > A better way to borrow and lend Loopscale is a decentralized lending protocol on Solana. It matches lenders and borrowers directly for fixed-rate, overcollateralized loans across a wide range of collateral types, including yield-bearing and permissioned real-world assets. Loopscale is a decentralized lending protocol on Solana that uses a credit order book to match lenders and borrowers directly for fixed-rate, overcollateralized loans. Rather than pooling liquidity into a single rate, the protocol prices each loan individually based on its collateral, duration, and risk. It is used by lenders seeking predictable yield and borrowers who want to post a wide range of onchain assets as collateral. Collateral and loan terms are set per market, with each market defining its own rate curve, loan-to-value ratio, and duration rather than sharing parameters across the whole protocol. This isolates risk between markets and lets the protocol support complex collateral types, including yield-bearing tokens and liquidity-provider positions, alongside standard assets. Settlement happens atomically onchain, so a loan's terms and collateral lock are confirmed in a single transaction. The protocol underlies Loopscale Vaults, which let depositors access curated, fixed-rate lending strategies managed by third-party curators, and Loopscale Yield Loops, which combine borrowing and redepositing into a single transaction to compound yield on a held asset. Collateral coverage extends to permissioned real-world assets and foreign currency stablecoins alongside native Solana tokens. It serves passive lenders, active borrowers, and institutional issuers bringing tokenized credit and real-world assets onchain. - Type: Protocol - Sector: DeFi - Status: Active - Founded: 2025-04-10 - Profile: https://thegrid.id/profiles/Loopscale ## Products - [Loopscale Vaults](https://thegrid.id/profiles/Loopscale): Loopscale Vaults is a yield aggregator that deploys depositor capital across fixed-rate lending markets on the Loopscale order book. Each vault targets a single lending asset and follows a predefined strategy set by its curator. Curators define eligible collateral, loan-to-value ratios, rate curves, and duration allocations, with parameter changes time-locked for depositor protection. (Yield Aggregator, Live) - [Loopscale Protocol](https://thegrid.id/profiles/Loopscale): Loopscale Protocol is a decentralized lending protocol that matches lenders and borrowers directly through an on-chain order book on Solana. It supports fixed-rate, overcollateralized loans with customizable rate, collateral type, loan-to-value ratio, and duration across isolated markets. The system settles loans atomically and prices risk per market, avoiding the rate spreads of pooled liquidity models. (Decentralised Borrowing & Lending, Live, Main Product) - [Loopscale Yield Loops](https://thegrid.id/profiles/Loopscale): Loopscale Yield Loops is a leveraged yield product that lets users open looped collateral positions in a single atomic transaction. Users deposit a yield-bearing asset as collateral and borrow additional units of the same or a correlated asset, which are redeposited to compound returns. The transaction combines flash loan borrowing, asset swapping, and loan origination at a fixed rate across multiple duration options. (Decentralised Borrowing & Lending, Live) ## Links - [Main](https://www.loopscale.com) - [Blog](https://blog.loopscale.com) - [Documentation](https://docs.loopscale.com) - [Privacy policy](https://docs.loopscale.com/resources/privacy) - [Terms of Service](https://docs.loopscale.com/resources/terms) - [Twitter / X](https://x.com/Loopscale) - [Discord](https://discord.com/invite/loopscale) - [LinkedIn](https://www.linkedin.com/company/loopscalelabs) ## Legal This data is provided under two licensing models. Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. 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