# MoonPay > A whole world of crypto, in one simple account. MoonPay is a fintech company that provides payments infrastructure for crypto. It lets businesses and individuals buy, sell, send, and trade digital assets using everyday payment methods. MoonPay is a financial technology company that builds payments infrastructure connecting traditional money and cryptocurrencies. It allows individuals to buy, sell, and manage digital assets using everyday payment methods such as cards and popular mobile wallets, while giving businesses a single integration to onboard users into the blockchain-based financial ecosystem. The company is positioned as a bridge between fiat currencies and crypto, serving both consumers and companies building in the decentralized economy. MoonPay addresses the friction of converting between fiat and crypto by handling identity verification, fraud checks, currency conversion, and settlement behind the scenes. Its infrastructure is offered through developer integrations and hosted widgets that partner platforms embed directly into their own products. The company is licensed and regulated in multiple jurisdictions and publishes information on its regulatory standing. Its product suite spans on-ramp and off-ramp services under Ramps, crypto checkout and settlement tools under Commerce, and liquidity routing across decentralized markets under Trade, alongside stablecoin infrastructure for moving and issuing digital dollars. These offerings are used by wallets, exchanges, NFT marketplaces, and other businesses seeking to add crypto payment functionality, as well as individual consumers accessing crypto directly through MoonPay branded tools. - Type: Company - Sector: Payments - Status: Active - Founded: 2019-03-01 - Profile: https://thegrid.id/profiles/Moonpay ## Products - [MoonPay Crypto On-Off-Ramp](https://thegrid.id/profiles/Moonpay): MoonPay Crypto On-Off-Ramp is a fiat-to-crypto conversion service that lets individuals buy and sell cryptocurrencies through a hosted widget or headless integration embedded in partner apps and websites. It handles identity verification, fraud checks, payment processing, and settlement behind the scenes, converting fiat currency into crypto or crypto back into fiat using a range of local payment methods. Businesses embed the service into their own products so end users can enter and exit crypto without leaving the host application. (On/Off Ramp, Live, Main Product) - [MoonPay Commerce](https://thegrid.id/profiles/Moonpay): MoonPay Commerce, formerly Helio, is a merchant payment gateway that lets businesses and creators accept cryptocurrency payments for online sales, subscriptions, and digital content. It provides checkout widgets, payment links, and deposit tools that plug into existing websites, apps, and e-commerce platforms, converting incoming crypto into stablecoins or fiat automatically. Merchants access a unified dashboard to manage transactions, generate payment links, issue invoices, and configure recurring billing without needing separate accounts for each function. The platform also supports headless payment integrations and agent-initiated payments for developers building custom checkout flows across multiple blockchains and digital assets. (Merchant Payment Gateway, Live) - [MoonPay Trade](https://thegrid.id/profiles/Moonpay): MoonPay Trade is a decentralized exchange aggregation and routing service that finds pricing for token swaps across multiple blockchain networks. It combines aggregation of external liquidity sources with a first-party router to execute trades, supporting gasless transactions, stablecoin routing through custom decentralized exchanges, and a multicollateral bridge for cross-chain transfers. Wallets, exchanges, and applications integrate its APIs or smart contracts directly to offer users swaps, cross-chain transfers, and conversion of tokens back to fiat, including access to prediction market positions from any source token. (DEX Aggregator, Live) ## Links - [Main](https://www.moonpay.com) - [Blog](https://www.moonpay.com/newsroom) - [Documentation](https://dev.moonpay.com) - [Privacy policy](https://www.moonpay.com/legal/privacy_policy) - [Terms of Service](https://www.moonpay.com/legal) - [Twitter / X](https://x.com/moonpay) - [YouTube](https://www.youtube.com/channel/UC9hQtWpGGNaZ8yiwFsBkRBg) - [Instagram](https://www.instagram.com/moonpay) - [LinkedIn](https://www.linkedin.com/company/moonpay) - [Facebook](https://www.facebook.com/officialmoonpay) - [Discord](https://discord.gg/mpcommerce) ## Relationships - [Helio](https://thegrid.id/profiles/Helio): Subsidiary - [Iron](https://thegrid.id/profiles/iron): Subsidiary - [Decent](https://thegrid.id/profiles/Decent): Subsidiary ## Legal This data is provided under two licensing models. Model 1 - open data. 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