# Offramp

> Pay anywhere with stablecoins

Offramp lets users spend crypto easily with self-custodial debit cards and payment services.

Offramp helps crypto users spend their digital assets in everyday life by providing self-custodial debit cards and payment services. Users can convert crypto to USD, pay with Apple Pay and Google Pay, and access USD accounts for receiving payments.

- Type: Company
- Sector: Payments
- Status: Active
- Founded: 2022-11-01
- Profile: https://thegrid.id/profiles/Offramp

## Products

- [Offramp Accounts](https://thegrid.id/profiles/Offramp): Offramp Accounts provides self-custodial USD and EUR receiving accounts (ACH, SEPA, Wire) connected to stablecoin holdings, enabling freelancers and crypto-native users to receive global payments, deposit/withdraw to multiple local currencies and scan local QR codes including PIX for stablecoin-to-local payments. (Neobank, Discontinued)
- [Offramp Card](https://thegrid.id/profiles/Offramp): Offramp Card provides virtual and physical crypto debit cards supporting Apple Pay and Google Pay integration. The system enables instant crypto-to-USD conversion while maintaining self-custodial wallet connectivity across major blockchain networks. (Card, Discontinued, Main Product)
- [Offramp Investments](https://thegrid.id/profiles/Offramp): Offramp Investments provides stock trading services allowing users to trade equities using cryptocurrency deposits. The platform offers low trading fees and best-in-class execution for accessing traditional financial markets. (Centralised Exchange, Discontinued)
- [Offramp Savings](https://thegrid.id/profiles/Offramp): Offramp Savings provides high-yield savings accounts using Dinari's USD+ stablecoin backed by short-term US Treasury securities. The system offers over 5% APY through structured savings solutions while maintaining full transparency and USD stability through partnership with Alpaca Securities. (Savings & Yield, Discontinued)
- [Offramp QR Payments](https://thegrid.id/profiles/Offramp): Offramp QR Payments enables users to scan local QR payment codes including PIX in Brazil, to pay merchants directly from stablecoin balances at competitive exchange rates, bridging digital dollars to local payment infrastructure. (On/Off Ramp, Discontinued)
- [Offramp Fiat Deposits & Withdrawals](https://thegrid.id/profiles/Offramp): Offramp Fiat Deposits & Withdrawals enables bidirectional conversion between stablecoin balances and local bank accounts across multiple currencies, allowing users to deposit local fiat or withdraw stablecoins as local currency. (On/Off Ramp, Discontinued)
- [Offramp Business](https://thegrid.id/profiles/Offramp): Offramp Business is a B2B neobank for startups and SMBs operating across Latin America and globally, providing a multi-currency digital dollar account, international B2B payments and collections, and a Visa Platinum corporate card for operational expenses. (Neobank, Discontinued)

## Links

- [Main](https://www.offramp.xyz)
- [Terms of Service](https://www.offramp.xyz/terms-of-service)
- [Privacy policy](https://www.offramp.xyz/privacy-policy)
- [Twitter / X](https://x.com/OfframpXYZ)
- [Discord](https://discord.com/invite/7gwrAVKQXd)
- [Telegram](https://t.me/Offramp)
- [TikTok](https://www.tiktok.com/@offramp_xyz)
- [Instagram](https://www.instagram.com/offramp.xyz)

## Legal

This data is provided under two licensing models.

Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation.

Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service.

The following applies to both licensing models.
- All data is provided AS IS with no guarantees of accuracy.
- The Grid does not provide investment, legal, or tax advice, and
- a project's presence in The Grid's data does not imply endorsement.


- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP