# Sphere > Stablecoin payments for global businesses Sphere is a cross-border payments infrastructure company. It provides businesses with APIs and dashboards to move money between fiat currencies and stablecoins across multiple markets. Sphere is a payments infrastructure company that provides cross-border money movement for businesses operating across multiple currencies. It offers a unified API and dashboard that connect traditional banking rails with stablecoin networks, allowing companies to accept, convert, and settle payments without building separate integrations for each corridor. The platform is aimed at importers and exporters, neobanks, digital wallets, exchanges, and payroll or marketplace platforms that need to move funds internationally. The company addresses the friction of traditional cross-border payments, such as slow settlement and limited currency access, by routing transactions through a combination of bank rails and stablecoin networks. Its infrastructure includes built-in identity verification and compliance checks, letting businesses onboard customers and process transfers under a single compliance layer rather than integrating multiple providers. Payments can settle to bank accounts or digital wallets depending on the use case. Sphere's offering spans a developer toolkit for embedding payments into other platforms, a business dashboard for managing on and off ramping, a private desk for large scale transfers, and an embedded ramp widget for end users to buy or sell stablecoins. It is used by trading firms, digital wallet providers, exchanges, and payroll platforms that require reliable currency conversion and settlement across borders. - Type: Company - Sector: Payments - Status: Active - Founded: 2022-07-01 - Profile: https://thegrid.id/profiles/Sphere ## Products - [Sphere API](https://thegrid.id/profiles/Sphere): Sphere API is a developer toolkit providing RESTful endpoints and SDKs for embedding global stablecoin payments into third-party platforms. It supports payment processing, fiat and crypto conversions, and multi-chain transfers, allowing businesses to build on-ramp, off-ramp, and settlement functionality without extensive engineering. The toolkit is used by platforms seeking to embed payment rails across multiple blockchains and stablecoins. (Developer Tooling, Live, Main Product) - [SpherePay Dashboard](https://thegrid.id/profiles/Sphere): SpherePay Dashboard is a self-serve web application enabling businesses to manage global stablecoin payments without code. The dashboard provides interfaces for sending, receiving, converting, and ramping between fiat and stablecoins, with integrated compliance workflows, transaction tracking, and settlement management, accessed through a single business account. It is used by businesses seeking full on- and off-ramping functionality alongside broader payments support in a no-code interface. (Payments Infrastructure & Orchestration, Live) - [Sphere Private Desk](https://thegrid.id/profiles/Sphere): Sphere Private Desk is an over-the-counter service providing personalized support for large-scale stablecoin transfers with optimized foreign exchange pricing and routing strategies. The service includes dedicated account management and customized liquidity solutions for institutional and strategic transfers. It targets businesses requiring high-touch support for strategic, large-volume conversions between fiat and stablecoins. (OTC, Live) - [Sphere Embedded Ramp](https://thegrid.id/profiles/Sphere): Sphere Embedded Ramp is a hosted widget enabling end users to buy or sell stablecoins using fiat payment rails within third-party applications. The widget handles KYC and KYB workflows, payment processing, and regulatory compliance while allowing the host platform to apply custom theming. It provides transfer history and real-time status updates for end users converting between fiat currencies and stablecoins across multiple blockchains. (On/Off Ramp, Live) ## Links - [Main](https://spherepay.co) - [Documentation](https://docs.spherepay.co) - [Privacy policy](https://spherepay.co/privacy) - [Terms of Service](https://spherepay.co/terms) - [Blog](https://spherepay.co/blog) - [LinkedIn](https://www.linkedin.com/company/sphere-laboratories) - [Twitter / X](https://x.com/sphere_labs) - [GitHub](https://github.com/Sphere-Laboratories) - [Medium](https://medium.com/@spherepay) ## Legal This data is provided under two licensing models. Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. 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