# Stellar > Where Blockchain Meets the real world Stellar is an open-source blockchain network designed to facilitate fast, low-cost cross-border payments and financial transactions globally. Stellar is an open-source blockchain network focused on improving global financial access by enabling fast, secure, and low-cost cross-border transactions. It connects financial institutions, payment systems, and individuals to transfer digital and fiat assets. With a mission to promote financial inclusion, Stellar is designed to serve both developed and underserved markets, offering interoperability between traditional and blockchain-based financial systems. - Type: Network - Sector: Blockchain Platforms - Status: Active - Profile: https://thegrid.id/profiles/Stellar ## Products - [Stellar Network](https://thegrid.id/profiles/Stellar): Stellar Network is a layer-1 blockchain network providing a framework for developers to create applications, issue assets, write smart contracts, and connect to existing financial rails with fast finality and real-time transaction processing. Protocol 25 (X-Ray) added native zero-knowledge cryptographic primitives BN254 elliptic curve and Poseidon/Poseidon2 hash functions enabling developers to build compliance-forward, privacy-preserving applications without compromising network transparency. (L1, Live, Main Product) - [Stellar Smart Contracts](https://thegrid.id/profiles/Stellar): Stellar Smart Contracts is a Rust-based smart contracts platform integrated with the Stellar blockchain that compiles and executes contracts in WASM through a runtime with multi-core scaling and an optimized fee model. Developer tooling includes plug-and-play SDKs, a CLI, an RPC server, and a local sandbox environment. The platform supports state archival, Secp256r1 passkey verification, and BLS12-381 cryptographic operations. (Developer Tooling, Live) - [Anchor Platform](https://thegrid.id/profiles/Stellar): Anchor Platform is a developer toolkit and reference implementation for building fiat on-ramp and off-ramp services on the Stellar network. The platform provides standardized SEP (Stellar Ecosystem Proposal) interfaces for KYC, deposit/withdrawal flows, and wallet integration, allowing anchors to launch compliant services without rebuilding the protocol layer. Anchors operate as the connection between Stellar-native assets and traditional banking rails. (On/Off Ramp, Live) - [Stellar Disbursement Platform](https://thegrid.id/profiles/Stellar): Stellar Disbursement Platform (SDP) is an open-source bulk payment solution that lets organizations disburse Stellar-native payments to thousands of recipients in a single workflow. The platform supports global payroll, vendor payments, and humanitarian aid distribution through CSV-based recipient lists, KYC integration, and SMS-based wallet delivery. Settlement happens directly on the Stellar network for real-time confirmation. (Developer Tooling, Live) ## Assets - [Lumens (XLM)](https://thegrid.id/profiles/Stellar): XLM is the native token of the Stellar network. It is used to pay transaction fees, maintain minimum account reserves, and serve as a bridge currency for cross-border asset transfers between different fiat or token corridors. XLM settles transfers in seconds through the Stellar Consensus Protocol, which reaches agreement among federated validator quorums without mining. (Native) ## Links - [Main](https://stellar.org) - [Blog](https://stellar.org/blog) - [Documentation](https://developers.stellar.org) - [Terms of Service](https://stellar.org/terms-of-service) - [Media Kit/branding](https://stellar.org/brand-resources) - [Privacy policy](https://stellar.org/privacy-policy) - [LinkedIn](https://www.linkedin.com/company/stellar-development-foundation) - [Twitter / X](https://x.com/StellarOrg) - [YouTube](https://www.youtube.com/@StellarDevelopmentFoundation) - [Discord](https://discord.gg/stellardev) - [GitHub](https://github.com/stellar) - [Reddit](https://www.reddit.com/r/Stellar) - [GitHub](https://github.com/stellar/rs-soroban-sdk) ## Legal This data is provided under two licensing models. Model 1 - open data. 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