# Acctual > Love you, pay me Acctual is a fintech company offering invoicing and accounts payable automation for crypto and fiat payments. It helps freelancers, agencies, and businesses send and receive global payments with flexible settlement options. Acctual is a financial technology company that provides invoicing and payment automation for businesses and independent professionals working with international clients. It lets users generate branded invoices and collect payment through cards, bank transfers, or stablecoins, with funds settled directly to a bank account or crypto wallet. The platform targets freelancers, agencies, consultants, contractors, and cross border businesses that need faster, lower cost alternatives to traditional accounting software. The company positions its service as an alternative to subscription based accounting platforms, focusing on same day settlement and reduced transfer fees compared to card only processing. Invoices can sync with third party accounting software, and recurring billing features automate repeat payments for ongoing client relationships. Payment routing across multiple methods lets recipients choose how they get paid without requiring separate integrations. Beyond its core invoicing product, the company operates a stablecoin data directory that tracks issuers and onchain activity across the stablecoin market. Its primary invoicing and accounts payable tools are used by small businesses, freelancers, and agencies handling cross border billing, while the directory serves researchers and industry participants tracking stablecoin adoption. - Type: Company - Sector: Payments - Status: Active - Founded: 2021-12-01 - Profile: https://thegrid.id/profiles/acctual ## Products - [Acctual](https://thegrid.id/profiles/acctual): Acctual is an invoicing and accounts payable and receivable platform for freelancers, agencies, and small businesses conducting cross-border transactions. It lets users create and send invoices that clients can pay by card, bank transfer, or stablecoins, converting incoming funds to a preferred currency and settling directly to a connected bank account or crypto wallet. The platform also supports transferring stablecoins between blockchain networks and converting between bank deposits and crypto, and it syncs paid invoices automatically with accounting software. (B2B Invoicing & Billing, Live, Main Product) - [Stablecoin Directory](https://thegrid.id/profiles/acctual): Stablecoin Directory is a directory listing businesses that accept stablecoin payments, browsable by category and location. The platform displays stablecoin adoption metrics such as active addresses and transaction volume, and includes a curated tools section covering invoicing, checkout, and accounting solutions for stablecoin acceptance alongside reports on stablecoin usage patterns. (Off-Chain Data APIs and Services, Live) ## Links - [Main](https://www.acctual.com) - [Blog](https://www.acctual.com/blog) - [Documentation](https://guides.acctual.com/guide/overview) - [Privacy policy](https://www.acctual.com/privacy) - [Terms of Service](https://www.acctual.com/terms) - [Twitter / X](https://x.com/AcctualTeam) - [LinkedIn](https://linkedin.com/company/acctualhq) - [Farcaster](https://warpcast.com/acctual) ## Legal This data is provided under two licensing models. Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. 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