# Advanced Payment Solutions > We handle the payments. You handle the business. Advanced Payment Solutions is a payment service provider for international businesses. It offers online, on-chain, and corporate payment services combining card processing with blockchain-based settlement. Advanced Payment Solutions, known as APS, is a payment service provider that helps international businesses accept and settle payments across traditional and blockchain-based rails. It combines card processing, regional payment methods, and digital currency payment options with settlement services covering a wide range of fiat currencies and digital assets. The company is licensed and serves online merchants, licensed brokerages, and other regulated platforms operating across multiple countries. The platform addresses the difficulty businesses face when connecting conventional finance with blockchain-based settlement by offering a single integration point across payment rails. Its on-chain payment infrastructure is built around the Stellar network and supports protocols that link fiat payment methods with decentralized finance activity, while also settling transactions across several other blockchain networks. This allows merchants to accept both card-based and crypto-based payments without maintaining separate integrations for each method. APS groups its offering into online payments, on-chain payments, and corporate payments, the latter built around a multi-currency digital wallet for cross-border settlement and liquidity management. Its online payment tools support major card networks alongside regional and digital-asset payment methods, while on-chain payments serve digital wallet products, freelance platforms, gaming, and e-commerce. The company is used by international businesses, licensed brokers, and other online platforms seeking combined fiat and digital-asset payment infrastructure. - Type: Company - Sector: Payments - Status: Active - Founded: 2021-07-01 - Profile: https://thegrid.id/profiles/advanced_payment_solutions ## Products - [APS Payment Processing Platform](https://thegrid.id/profiles/advanced_payment_solutions): APS Payment Processing Platform is a payments infrastructure and orchestration service that lets online merchants and brokers accept payments through a single integration. It aggregates card processing, digital-asset checkout methods, and alternative local payment methods, then routes settlement in fiat or supported digital assets. Merchants use it to accept card payments and crypto-linked payment methods while APS handles currency conversion, compliance, and settlement across multiple blockchain networks. (Payments Infrastructure & Orchestration, Live, Main Product) - [APS Corporate Payments](https://thegrid.id/profiles/advanced_payment_solutions): APS Corporate Payments is a multi-currency digital account and settlement solution for businesses handling cross-border payment flows. It lets corporate clients deposit, convert, and withdraw fiat and digital currencies, with same-day settlement in a chosen currency and built-in over-the-counter conversion between traditional and digital assets. Businesses use it to manage liquidity across multiple regions and currencies without maintaining separate banking relationships in each market. (On/Off Ramp, Live) ## Links - [Main](https://aps.money) - [Blog](https://aps.money/blog) - [Documentation](https://docs.apcopay.com/docs/aps-money) - [Terms of Service](https://aps.money/legal/terms-and-conditions) - [Privacy policy](https://aps.money/legal/privacy-policy) - [LinkedIn](https://www.linkedin.com/company/advanced-payment-solutions1) ## Legal This data is provided under two licensing models. Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. 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