# Affluent

> Trustless Asset Management

Affluent provides trustless asset management infrastructure enabling users to earn yield on crypto assets through automated vaults within Telegram.

Affluent is an asset management protocol on TON Blockchain that enables yield strategies through Telegram-native interfaces. Users deposit into isolated lending pools and expert-managed strategy vaults, where vault managers allocate capital across lending markets on TON and Ethereum. The protocol supports stablecoins, tokenized gold, and real-world assets through a non-custodial architecture.

- Type: Project
- Sector: Finance
- Status: Active
- Founded: 2025-06-01
- Profile: https://thegrid.id/profiles/affluent

## Products

- [Affluent Protocol](https://thegrid.id/profiles/affluent): Affluent Protocol is a money market infrastructure on TON Blockchain facilitating trustless yield generation through isolated lending pools and expert-managed strategy vaults. The system combines smart contract automation with professional vault management to allocate user deposits across lending markets, DeFi protocols, and real-world asset strategies. Users access the protocol through Telegram Wallet with one-click deposits while maintaining non-custodial control. The architecture employs TVM-optimized design for parallel processing and modular components for composability. (Decentralised Borrowing & Lending, Live, Main Product)

## Links

- [Main](https://affluent.org)
- [Documentation](https://docs.affluent.org)
- [Blog](https://blog.affluent.org)
- [Terms of Service](https://app.affluent.org/terms)
- [Twitter / X](https://x.com/AffluentOrg)
- [Telegram](https://t.me/affluent)
- [Telegram](https://t.me/affluentchat)
- [LinkedIn](https://linkedin.com/company/affluentorg)

## Legal

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Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service.

The following applies to both licensing models.
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- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP