# Agora Finance

> Stablecoin infrastructure for global business

Agora Finance is a stablecoin issuer and infrastructure provider. It lets businesses and financial institutions mint, redeem, and move US dollar stablecoins, and launch their own branded stablecoins.

Agora Finance is a stablecoin issuer and infrastructure provider for businesses and financial institutions. It issues AUSD, a US dollar stablecoin backed one-to-one by cash, repurchase agreements, and short-term Treasury securities. The company helps clients move money quickly across borders using digital dollars.

Agora addresses the delay and cost of moving dollars between payment systems by settling value on-chain. Clients mint AUSD against US dollars or other stablecoins, redeem it at par, and transfer it across multiple blockchains, with links to exchanges and on- and off-ramps. Reserves are held with third-party custodians and reported through independent attestations, and partners share in the earnings those reserves generate.

The portfolio covers AUSD issuance, white-labeled stablecoins that let businesses launch their own branded digital dollar, an API for programmatic minting, redemption, and transfers, and instant liquidity for converting between stablecoins around the clock. Its offerings are used by trading firms, fintechs, and financial institutions that need digital dollar settlement.

- Type: Company
- Sector: Finance
- Status: Active
- Founded: 2023-12-01
- Profile: https://thegrid.id/profiles/agora_finance

## Products

- [Agora Stablecoin](https://thegrid.id/profiles/agora_finance): Agora Stablecoin is a US dollar stablecoin issuance product that mints and redeems digital dollars at par. Each token is backed one-to-one by cash, repurchase agreements, and short-term Treasury securities, with reserves held by third-party custodians and reported through independent attestations. It is deployed across multiple blockchains, so businesses and financial institutions can hold and move dollars on-chain at low cost. (Stablecoin Issuer, Live, Main Product)
- [Agora White-labeled Stablecoins](https://thegrid.id/profiles/agora_finance): Agora White-labeled Stablecoins is a stablecoin issuance service that lets businesses launch their own branded digital dollar on Agora's stablecoin infrastructure. Agora handles licensing, compliance, and monitoring, while each token gains access to shared liquidity across exchanges, on-ramps, off-ramps, and custodians. Businesses control how yield is shared with themselves or their customers and track activity through an analytics and control dashboard. (Stablecoin Issuer, Live)
- [Agora Instant Liquidity](https://thegrid.id/profiles/agora_finance): Agora Instant Liquidity is a stablecoin conversion facility that mints and redeems dollar stablecoins against other supported stablecoins at a one-to-one rate. It settles atomically and runs around the clock through a single interface, without banking-hour limits. Trading firms, financial institutions, and fintechs use it to manage stablecoin balances and to redeem select tokenized treasury products. (Cross-chain Infrastructure, Live)
- [Agora Stablecoin API](https://thegrid.id/profiles/agora_finance): Agora Stablecoin API is a programmatic interface for minting, redeeming, and transferring dollar stablecoins from within a business's own applications. It supports reusable deposit and redemption routes, registration of bank accounts and wallets, entitlement management, and API key control over integration access. Developers and businesses use it to add money movement to their products through self-service setup. (Financial Services Platform, Live, Main Product)

## Assets

- [Agora Dollar (AUSD)](https://thegrid.id/profiles/agora_finance): AUSD is a USD-pegged stablecoin issued by Agora Finance and redeemable at par for US dollars. It is used for cross-border payments, trading, and lending across multiple blockchains. Each token is backed by cash, repurchase agreements, and short-term Treasury securities, with reserves attested independently. (Stablecoin)

## Links

- [Main](https://www.agora.finance)
- [Documentation](https://developer.agora.finance)
- [Privacy policy](https://static.agora.finance/privacypolicy.pdf)
- [Documentation](https://docs.agora.finance)
- [Blog](https://www.agora.finance/blog)
- [Terms of Service](https://static.agora.finance/termsofuse.pdf)
- [Twitter / X](https://x.com/withAUSD)
- [LinkedIn](https://www.linkedin.com/company/agorafinance)
- [GitHub](https://github.com/agora-finance)

## Legal

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- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP