# Airtm

> Get paid better

Airtm is a digital dollar wallet and peer-to-peer exchange platform. It helps freelancers, remote workers, and businesses receive, convert, and withdraw cross-border payments in digital dollars.

Airtm is a digital financial services company that operates a digital dollar wallet and peer-to-peer exchange platform, classified as a centralized finance provider serving users who need to move money across borders. It allows individuals and businesses to receive payments from global clients and platforms, hold balances in a stablecoin pegged to the US dollar, and convert those balances into local currency through numerous payment methods. The service is built for freelancers, entrepreneurs, remote workers, and companies that pay distributed teams, particularly those without easy access to traditional banking.

The platform addresses the difficulty that many workers outside the United States face when receiving international payments through conventional banking channels. Users can request a US virtual account to receive payments in digital dollars, then withdraw funds locally through a wide network of payment methods and peer-to-peer cashiers. Airtm is registered as a money service business and works with regulated partners to support compliance and fund safeguarding.

Beyond its core wallet, Airtm offers virtual account and card products, a dedicated business solution for global payroll and vendor payouts, and an enterprise API for organizations to send and collect payments programmatically. It is used by individual freelancers and gig workers seeking faster access to earnings, as well as by companies coordinating payments to distributed workforces across many countries.

- Type: Company
- Sector: Finance
- Status: Active
- Founded: 2015-01-01
- Profile: https://thegrid.id/profiles/airtm

## Products

- [Airtm Digital Wallet](https://thegrid.id/profiles/airtm): Airtm Digital Wallet is a neobank platform for freelancers and remote workers that provides digital dollar accounts and payment tools. Users fund accounts through hundreds of local payment methods, hold balances in a dollar-pegged stablecoin, and cash out via peer-to-peer exchange or bank withdrawal. The platform also issues a US Virtual Account with ACH details, a Euro Virtual Account, a USD virtual card, QR-based payments, shareable payment links, and access to yield-bearing investment options and credit. Direct integration with a separate payout service allows users to withdraw funds from connected accounts. (Neobank, Live, Main Product)
- [Airtm Enterprise Platform](https://thegrid.id/profiles/airtm): Airtm Enterprise Platform is a financial services platform that enables businesses to distribute payouts to global workers and contractors. It processes cross-border disbursements through stablecoin settlement on blockchain infrastructure, offering tiered access through a self-serve interface, a managed service, and a direct API for embedding payments into other platforms. Businesses use it to fund payroll, marketplace payouts, and other bulk disbursement flows without building payment infrastructure themselves. (Financial Services Platform, Live)

## Links

- [Main](https://www.airtm.com/en)
- [Documentation](https://api.enterprise.airtm.com/docs)
- [Blog](https://www.airtm.com/en/blog)
- [Terms of Service](https://www.airtm.com/en/terms-and-conditions)
- [Privacy policy](https://www.airtm.com/en/terms-and-conditions/#ancla)
- [Twitter / X](https://x.com/airtminc)
- [Facebook](https://facebook.com/airtminc)
- [Facebook](https://facebook.com/airtminc)
- [Instagram](https://instagram.com/airtminc)
- [TikTok](https://tiktok.com/@airtminc)
- [LinkedIn](https://linkedin.com/company/airtm)

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- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
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- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

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- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
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