# Align

> Full-stack financial infrastructure for stablecoins.

Align is a cross-border payments company that provides named IBAN accounts and stablecoin infrastructure. It helps businesses collect and pay out in fiat currencies and stablecoins through a single API.

Align is a payments company that provides infrastructure for moving money across borders using named bank accounts and stablecoins. It gives businesses named IBAN style accounts issued in their own name, letting them collect and send funds in multiple fiat currencies and stablecoins rather than relying on pooled virtual accounts. The platform is aimed at companies handling recurring cross-border flows, such as e-commerce sellers, logistics operators, importers and exporters, telecom providers, and payroll teams.

The company positions its infrastructure as an alternative to fragmented banking and foreign exchange networks, connecting to local payment rails and blockchain settlement through a single application programming interface. Incoming fiat can be automatically converted to a stablecoin, or settled back into local currency, with transfers moving across several supported blockchain networks. Align states that it is regulated, with services provided through licensed financial institutions, and applies standard identity and anti-money laundering checks to its customers.

Its product suite spans global payment rails for cross-border transfers, named virtual accounts for collections and payouts, and an on and off ramp for converting between stablecoins and fiat at scale. These offerings are used by financial and operations teams that need to settle payments with counterparties in different countries and currencies without managing separate banking and crypto integrations. The company also offers treasury management and embedded exchange functionality for platforms that want to offer currency conversion within their own applications.

- Type: Company
- Sector: Payments
- Status: Active
- Founded: 2023-01-01
- Profile: https://thegrid.id/profiles/alignlabs_dev

## Products

- [Align API](https://thegrid.id/profiles/alignlabs_dev): Align API is a payments infrastructure platform that lets businesses collect and pay out funds across borders through named multi-currency bank accounts and stablecoin rails. It combines fiat-to-stablecoin and stablecoin-to-fiat conversion, cross-chain stablecoin transfers, and locally issued virtual accounts with IBANs or local account numbers behind a single set of API endpoints. Businesses use it to run global payment corridors, e-commerce settlement, payroll, and trade payments without opening local banking entities in each country. The platform manages currency conversion at prevailing market rates, connects to local clearing rails, and screens transactions for regulatory compliance. (Payments Infrastructure & Orchestration, Live, Main Product)

## Links

- [Main](https://alignlabs.dev)
- [Documentation](https://docs.alignlabs.dev)
- [Privacy policy](https://docs.alignlabs.dev/legal/privacy-policy)
- [Terms of Service](https://docs.alignlabs.dev/legal/terms-and-conditions)
- [Twitter / X](https://x.com/FractalPayments)
- [LinkedIn](https://linkedin.com/company/alignfx)

## Relationships

- [Fractal](https://thegrid.id/profiles/fractal): Subsidiary

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