# AllUnity

> The new stable standard

AllUnity is a regulated e-money institute that issues EURAU and CHFAU, MiCAR-compliant stablecoins backed 1:1 by euro and Swiss franc reserves.

AllUnity is a BaFin-regulated e-money institute that issues EURAU & CHFAU, a MiCAR-compliant euro & Swiss franc stablecoin backed by full reserves. The platform enables instant cross-border payments, on-chain settlements, and treasury management for banks, fintechs, and enterprises across Europe and beyond.

- Type: Company
- Sector: Finance
- Status: Active
- Founded: 2024-01-01
- Profile: https://thegrid.id/profiles/allunity

## Products

- [AllUnity](https://thegrid.id/profiles/allunity): AllUnity is a BaFin-regulated e-money institution that issues MiCAR-compliant, fully reserved stablecoins. The platform manages EURAU and CHFAU, each backed 1:1 by segregated fiat reserves held at regulated credit institutions. Minting and redemption are processed through the AllUnity Mint Platform, connecting bank accounts to blockchain wallets without API integration. (Stablecoin Issuer, Live, Main Product)

## Assets

- [AllUnity EUR (EURAU)](https://thegrid.id/profiles/allunity): EURAU is a EUR-pegged stablecoin issued by AllUnity, a BaFin-regulated e-money institution. It is used for instant cross-border payments, on-chain settlements, and treasury management across multiple blockchains. The token operates under MiCAR compliance, ensuring every token is backed 1:1 by euro reserves held at European banks to meet regulatory standards for institutional digital payments. (Stablecoin)
- [AllUnity CHF (CHFAU)](https://thegrid.id/profiles/allunity): CHFAU is a CHF-pegged stablecoin issued by AllUnity. It is used for cross-border payments, on-chain settlement, and treasury management on Ethereum. Each token is backed 1:1 by Swiss franc reserves held at regulated European banks, with reserves segregated from operational funds under MiCAR compliance. (Stablecoin)

## Links

- [Main](https://allunity.com)
- [Whitepaper](https://allunity.com/whitepaper)
- [Terms of Service](https://allunity.com/terms-and-conditions)
- [Privacy policy](https://allunity.com/privacy-policy)
- [Twitter / X](https://x.com/AllUnityStable)
- [LinkedIn](https://linkedin.com/company/AllUnity)

## Legal

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Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service.

The following applies to both licensing models.
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- The Grid does not provide investment, legal, or tax advice, and
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- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP