# Alton Risk

> Insurance partner for companies building the future

Alton Risk is a commercial insurance brokerage that places specialty coverage for startups, AI companies, and digital asset businesses.

Alton Risk serves high-growth technology companies that need specialty insurance across lines including D&O, cyber, tech E&O, AI liability, and property. Brokers use AI-powered policy analysis to identify hidden exclusions and place coverage through E&S, Lloyd's of London, and Bermuda markets. The firm also offers captive insurance program design and risk hedging via prediction markets for exposures that standard policies do not cover.

- Type: Company
- Sector: Insurance
- Status: Active
- Founded: 2025-01-01
- Profile: https://thegrid.id/profiles/alton_risk

## Products

- [Alton Risk](https://thegrid.id/profiles/alton_risk): Alton Risk is a commercial insurance brokerage serving technology companies including AI, crypto, and venture-backed startups. It places specialty coverage across multiple lines, including D&O, cyber, tech E&O, AI liability, EPL, crime/fidelity, and property, through E&S, Lloyd's of London, and Bermuda markets. The firm also designs captive insurance programs and offers risk hedging through prediction markets for exposures not covered by traditional policies. (Service Provider, Live, Main Product)
- [Alton Risk Platform](https://thegrid.id/profiles/alton_risk): Alton Risk Platform is a client portal for managing commercial insurance programs. It centralizes policies, documents, certificates of insurance, claims, and renewals in a single dashboard, enabling digital claims filing, automated COI issuance, and proactive renewal tracking. (Service Provider, Live)

## Links

- [Main](https://altonrisk.io)
- [Blog](https://altonrisk.io/blog)
- [Blog](https://altonrisk.io/blog)
- [LinkedIn](https://www.linkedin.com/company/alton-risk)

## Legal

This data is provided under two licensing models.

Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation.

Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service.

The following applies to both licensing models.
- All data is provided AS IS with no guarantees of accuracy.
- The Grid does not provide investment, legal, or tax advice, and
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- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP