# APACX

> Building Reliable, Efficient and Scalable Stablecoin Infrastructure

APACX helps financial institutions and businesses deploy stablecoin infrastructure across Southeast Asian markets through issuance, wallet, and payment solutions.

APACX helps financial institutions and enterprises deploy stablecoin technology across Southeast Asian markets through integrated infrastructure solutions. With it, clients can issue peso-pegged stablecoins, integrate wallet services, and deploy crypto payment cards. APACX reduces cross-border payment costs and settlement times while ensuring regulatory compliance across emerging markets.

- Type: Company
- Sector: Finance
- Status: Active
- Founded: 2013-11-01
- Profile: https://thegrid.id/profiles/apacx

## Products

- [APACX Stablecoin Infrastructure](https://thegrid.id/profiles/apacx): APACX Stablecoin Infrastructure is based on MakerDAO's multi-collateral DAI system for peso-pegged token issuance, enabling collateralized minting through USDT backing and automated liquidation mechanisms. The system provides over-collateralized stablecoin creation with stability fee mechanisms and emergency shutdown capabilities for Southeast Asian markets. (Stablecoin Issuer, Open Beta, Main Product)
- [Xafer WaaS](https://thegrid.id/profiles/apacx): APACX WaaS provides enterprise digital asset custody through MPC wallet architecture, enabling private key sharding and risk management controls. The system offers anti-tracking protection, transaction monitoring, and compliance checking tools for institutional cryptocurrency operations. (Custody Technology Provider, Live)
- [APACX PowerCard](https://thegrid.id/profiles/apacx): APACX PowerCard provides virtual crypto payment cards through Visa and Mastercard networks, enabling instant fiat conversion and global spending capabilities. The system supports branded card issuance with KYC integration and real-time transaction controls for enterprise deployment. (Card issuance, Live)

## Assets

- [Philippines Token (PHT)](https://thegrid.id/profiles/apacx): PHT is a Philippine peso-pegged stablecoin issued by APACX. It is used for cross-border remittances, on-chain payments, and programmable settlements across the Philippines and Southeast Asia. Users mint PHT by depositing USDT or USDC as collateral into vaults, utilizing MakerDAO's multi-collateral system adapted with APACX's proprietary innovations for the Filipino market. (Stablecoin)

## Links

- [Main](https://apacx.io)
- [Documentation](https://docs.apacx.io)
- [Blog](https://mirror.xyz/0xC19693312a0a0Be76401b9f2c7D05e4F96AA8A9F)
- [Privacy policy](https://docs.apacx.io/legal-compliance/privacy-policies)
- [Terms of Service](https://docs.apacx.io/legal-compliance/terms-and-conditions)
- [Twitter / X](https://x.com/apacx_io)
- [LinkedIn](https://linkedin.com/company/apacx)
- [Discord](https://discord.com/invite/77crP7TDfQ)
- [Telegram](https://t.me/PHT_Stablecoin)

## Legal

This data is provided under two licensing models.

Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation.

Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service.

The following applies to both licensing models.
- All data is provided AS IS with no guarantees of accuracy.
- The Grid does not provide investment, legal, or tax advice, and
- a project's presence in The Grid's data does not imply endorsement.


- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP