# Apaylo > Meet the new standard for payment solutions. Apaylo is a Canadian payments company that gives merchants and money services businesses access to multiple payment rails through a single platform. Apaylo is a payments company that gives Canadian merchants and money services businesses access to multiple payment rails through a single platform. It supports electronic funds transfers, e-transfers, wires, and bill payments, and it can convert received cryptocurrency payments to fiat. Businesses use it to send and receive funds across different payment methods. The company connects merchants to Canadian banking infrastructure through open banking and API integrations, so businesses can process business-to-business and business-to-consumer transactions without relying on multiple separate providers. Settlement speed and transaction limits vary by rail, which lets merchants choose the method that suits transaction size and urgency. Apaylo's offering centers on its payment hub, a merchant admin portal and API that bring the payment rails together, alongside a prepaid card program that lets merchants issue virtual and physical cards. It serves e-commerce merchants, money services businesses, and other companies that move funds in Canada. - Type: Company - Sector: Payments - Status: Active - Founded: 2019-01-17 - Profile: https://thegrid.id/profiles/apaylo ## Products - [Apaylo Payment Hub](https://thegrid.id/profiles/apaylo): Apaylo Payment Hub is a payments platform that lets Canadian businesses send and receive money through electronic funds transfers, e-transfers, wires, and bill payments. It connects to Canadian banks through open banking, with batch processing, balance monitoring, and reporting from a single merchant account. Businesses use a merchant admin portal or integrate payments into their own applications through an API. It can also convert received cryptocurrency payments to fiat for settlement. (Payments Infrastructure & Orchestration, Live, Main Product) - [Apaylo Prepaid Visa](https://thegrid.id/profiles/apaylo): Apaylo Prepaid Visa is a prepaid card program that lets merchants issue virtual and physical Visa cards to clients, partners, and employees. Cards are funded from the merchant wallet balance, work online and in store wherever Visa is accepted, and carry no credit or interest. Cardholders manage top-ups and card replacement through an integrated dashboard. (Card issuance, Live) ## Links - [Main](https://apaylo.com) - [Privacy policy](https://apaylo.com/privacy-policy) - [Terms of Service](https://apaylo.com/terms-conditions) - [Documentation](https://docs.apaylo.com) - [Blog](https://apaylo.com/resources) - [Twitter / X](https://x.com/ApayloCanada) - [LinkedIn](https://www.linkedin.com/company/apaylo) - [Instagram](https://www.instagram.com/apaylofintech/?hl=en) - [Facebook](https://www.facebook.com/Apaylo) ## Legal This data is provided under two licensing models. 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