# Apaylo > Meet the new standard for payment solutions. Apaylo is a payments company that provides Canadian businesses access to multiple payment rails. It offers a unified platform covering electronic funds transfers, e-transfers, wires, billpay, and cryptocurrency payments. Apaylo is a payments company that provides Canadian merchants and money services businesses with access to multiple payment rails through a single platform. It supports electronic funds transfers, e-transfers, wires, billpay, and cryptocurrency payments, along with international transaction capabilities. The platform is built for businesses that need to send and receive funds reliably across different payment methods. The company addresses fragmentation in the Canadian payment ecosystem by connecting merchants to banking infrastructure through open banking technology and API integrations. This lets businesses process both business-to-business and business-to-consumer transactions without relying on multiple separate providers. Settlement speed and transaction limits vary by rail, allowing merchants to select the method suited to transaction size and urgency. Apaylo's offering centers on its payment hub, which brings together electronic funds transfers, e-transfers, and billpay alongside wire transfers and emerging cryptocurrency and cross-border payment support. It is used by e-commerce merchants, money service businesses, and other companies that need to move funds domestically and internationally through a single integration. - Type: Company - Sector: Payments - Status: Active - Founded: 2019-01-17 - Profile: https://thegrid.id/profiles/apaylo ## Products - [Apaylo Payment Hub](https://thegrid.id/profiles/apaylo): Apaylo Payment Hub is a payments-as-a-service platform that lets businesses send and receive money through unified payment rails including electronic funds transfers, e-transfers, wires, and bill payments. It connects to Canadian banking systems through an open banking API, enabling batch processing, real-time balance monitoring, and reporting across payment types from a single merchant account. The platform also supports cryptocurrency remittances in stablecoins and Bitcoin over public blockchain networks, converting funds to fiat for settlement. Businesses can access the platform through a merchant admin portal or integrate its functionality directly into their own applications via API. (Payments Infrastructure & Orchestration, Live, Main Product) ## Links - [Main](https://apaylo.com) - [Privacy policy](https://apaylo.com/privacy-policy) - [Terms of Service](https://apaylo.com/terms-conditions) - [Documentation](https://docs.apaylo.com) - [Blog](https://apaylo.com/resources) - [Twitter / X](https://x.com/ApayloCanada) - [LinkedIn](https://www.linkedin.com/company/apaylo) - [Instagram](https://www.instagram.com/apaylofintech/?hl=en) ## Legal This data is provided under two licensing models. Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. 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