# ARQ ( Prev DolarApp )

> Modern finance for the global era

ARQ is a financial services platform that lets users in Latin America hold global currencies, make cross-border payments, invest in international markets, and spend worldwide with a card.

ARQ serves travelers, investors, and professionals across Latin America who need access to global currencies and financial markets. Users can hold digital dollars and euros, receive and send international payments via dedicated US and European account details, invest in US stocks and ETFs, and spend globally with a card at market conversion rates. The platform is available across Mexico, Argentina, Colombia, and Brazil.

- Type: Company
- Sector: Finance
- Status: Active
- Founded: 2023-01-01
- Profile: https://thegrid.id/profiles/arq_prev_dolarapp_

## Products

- [ARQ](https://thegrid.id/profiles/arq_prev_dolarapp_): ARQ is a neobank for Latin American residents providing digital dollar and euro accounts, global cards, international payment infrastructure, and access to US stock and ETF investments through a mobile app. Users hold USDc and EURc balances at real market rates, spend internationally with the ARQ Card, and receive transfers via dedicated US and European account details. A premium Prestige subscription adds a secured credit card backed by portfolio assets and enhanced savings yields. (Neobank, Live, Main Product)
- [ARQ Business](https://thegrid.id/profiles/arq_prev_dolarapp_): ARQ Business is a multi-currency business account for companies in Latin America to hold, move, and spend in digital dollars and euros from a single platform. Companies access US and European account details to receive USD and EUR transfers, issue corporate cards with configurable spend limits, process bulk payments to international vendors and contractors, and hedge treasury in digital currencies without establishing legal entities abroad. (Neobank, Live)

## Links

- [Main](https://www.arqfinance.com)
- [Blog](https://www.arqfinance.com/en-MX/blog)
- [Documentation](https://help.arqfinance.com/en)
- [Privacy policy](https://www.arqfinance.com/en-MX/legal/privacy-policy)
- [Twitter / X](https://x.com/arq_finance)
- [Instagram](https://www.instagram.com/arq_finance)
- [TikTok](https://www.tiktok.com/@arq_finance)
- [YouTube](https://www.youtube.com/@arqfinance)
- [Facebook](https://www.facebook.com/arqfinance)
- [LinkedIn](https://www.linkedin.com/company/arqfinance)

## Legal

This data is provided under two licensing models.

Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation.

Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service.

The following applies to both licensing models.
- All data is provided AS IS with no guarantees of accuracy.
- The Grid does not provide investment, legal, or tax advice, and
- a project's presence in The Grid's data does not imply endorsement.


- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP