# Artoh

> Unlock USD Liquidity. Everywhere You Operate.

Artoh provides instant USD and EUR liquidity for businesses in emerging markets through stablecoin-powered treasury accounts and cross-border payment infrastructure.

Artoh helps businesses in Africa and Latin America access instant USD and EUR liquidity through stablecoin-powered treasury accounts. With it, users can settle cross-border payments in hours instead of weeks, manage FX exposure, and receive payments from hard-to-reach markets. Artoh addresses USD shortages and repatriation delays by using blockchain-based payment rails to enable real-time settlement.

- Type: Company
- Sector: Payments
- Status: Active
- Founded: 2020-01-01
- Profile: https://thegrid.id/profiles/artoh

## Products

- [Artoh Treasury Platform](https://thegrid.id/profiles/artoh): Artoh Treasury Platform delivers instant USD and EUR liquidity to businesses operating in FX-restricted emerging markets through stablecoin-powered settlement infrastructure. The system converts local currency deposits into stablecoins through partner financial institutions, enabling cross-border payments that settle in hours rather than weeks. Users access multi-currency treasury accounts supporting SWIFT and SEPA transfers while maintaining real-time visibility of cash positions. The platform processes payments from Africa to global destinations including Europe, North America, Middle East, and Asia through blockchain rails, bypassing traditional correspondent banking delays and USD allocation backlogs. (Financial Services Platform, Live, Main Product)

## Links

- [Main](https://artoh.com)
- [Terms of Service](https://www.artoh.com/legal/terms)
- [Privacy policy](https://www.artoh.com/legal/privacy)
- [LinkedIn](https://www.linkedin.com/company/artoh)

## Legal

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Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service.

The following applies to both licensing models.
- All data is provided AS IS with no guarantees of accuracy.
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- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP