# AstraBanq > Borderless banking for a digital world AstraBanq is a crypto-friendly neobank for individuals and businesses. It lets users hold multi-currency IBAN accounts, send money internationally, convert between crypto and fiat, and spend with payment cards. AstraBanq is a neobank that combines fiat banking with digital asset services for individuals and businesses. It provides multi-currency accounts with dedicated IBANs, international transfers, currency exchange, and physical, virtual, and metal payment cards. The platform is built for users who move money between traditional finance and crypto and want both in one account. Services run on licensed payment rails through contractual arrangements with regulated partners, with identity checks for personal accounts and business verification for companies. Users convert fiat to crypto and crypto to fiat inside the account and settle proceeds to their balance or to an external bank. Transfers between AstraBanq users settle instantly, and card spending is tracked in real time with adjustable limits. Business accounts add corporate cards, team access controls, and payment processing through AstraPay, a non-custodial gateway for accepting crypto payments. AstraBanq is part of the wider AstraAI ecosystem, whose ASTRA token gives holders fee discounts on its services. It is used by individuals, startups, established companies, and Web3 businesses that need fiat and crypto services in one place. - Type: Company - Sector: Finance - Status: Active - Founded: 2025-11-01 - Profile: https://thegrid.id/profiles/astrabanq ## Products - [AstraBanq](https://thegrid.id/profiles/astrabanq): AstraBanq is a neobank that offers personal and business accounts with dedicated multi-currency IBANs, international transfers over bank and local payment rails, and currency exchange. Users convert between fiat and crypto inside the account and settle the proceeds to their balance or to an external bank. Physical, virtual, and metal cards draw on the same account, with real-time spending controls and instant transfers between AstraBanq users. Business accounts add corporate cards, team access, and crypto payment acceptance through the integrated AstraPay gateway. (Neobank, Live, Main Product) - [AstraPay](https://thegrid.id/profiles/astrabanq): AstraPay is a non-custodial crypto payment gateway that lets businesses and creators accept cryptocurrency through checkout buttons, payment links, or an API. Each payment goes to a temporary address and is forwarded automatically to the merchant's own receiving wallet, so the platform never holds funds. Merchants can also issue crypto invoices that are emailed to clients with a payment link and an expiry timer. Accepted networks can be switched on or off per token across multiple blockchains. (Merchant Payment Gateway, In Development) ## Assets - [AstraAI (ASTRA)](https://thegrid.id/profiles/astrabanq): ASTRA is the utility token of the AstraAI ecosystem, which includes AstraBanq, AstraPay, and AstraDEX. It is used for fee discounts on AstraBanq services, discounted AstraAI subscriptions, cashback rewards, and priority access to token launches on AstraPad. Holders can claim a proportional share of ecosystem distributions, such as partner airdrops and launchpad allocations, directly on-chain. (Utility) ## Links - [Main](https://astrabanq.com) - [Documentation](https://docs.chatastra.ai) - [Twitter / X](https://x.com/AstraBanq) ## Legal This data is provided under two licensing models. Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. 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