# AstraBanq

> Borderless Banking for a Digital World

AstraBanq offers international banking with multi-currency accounts, global transfers, foreign exchange, digital asset support, and cards.

AstraBanq provides international banking for individuals and businesses with multi-currency IBAN accounts, transfers via SEPA, SWIFT, ACH, and other networks, competitive FX, peer-to-peer payments, digital asset capabilities, and modern card solutions. The platform focuses on compliant operations for users across multiple countries.

- Type: Company
- Sector: Finance
- Status: Active
- Profile: https://thegrid.id/profiles/astrabanq

## Products

- [AstraBanq](https://thegrid.id/profiles/astrabanq): AstraBanq is a regulated fintech operating under payment institution licences, providing personal and business multi-currency IBAN accounts with global transfers across SEPA, SWIFT, ACH, Fedwire, and local rails in multiple countries. Users manage fiat and digital assets, exchange currencies 24/7 at competitive rates, spend with Visa cards, and for businesses, accept Web2 and Web3 payments through the integrated AstraPay gateway. (Neobank, In Development, Main Product)
- [AstraPay](https://thegrid.id/profiles/astrabanq): AstraPay is a non-custodial Web3 payment protocol enabling businesses and creators to accept cryptocurrency payments through checkout buttons, payment links, or direct API integration. The system generates temporary wallet addresses per transaction and automatically transfers funds to the merchant designated receiving wallet, with fees starting at 0.5 percent per transaction. (Merchant Payment Gateway, In Development)

## Assets

- [AstraAI (ASTRA)](https://thegrid.id/profiles/astrabanq): ASTRA is the utility token of the AstraAI ecosystem, serving as the central token across all AstraAI products including AstraBanq, AstraPay, and AstraDEX. It is used for governance, accessing premium AI services, staking rewards, transaction fee discounts, and revenue sharing across the platform. Holders can claim rewards through a dedicated feature that distributes revenue from strategic investments, launchpad tokens, and ecosystem fees, while also gaining priority transaction queuing on AstraDEX based on their holdings. (Utility)

## Links

- [Main](https://astrabanq.com)
- [Documentation](https://docs.chatastra.ai)
- [Terms of Service](https://astrabanq.com/terms-and-conditions)
- [Privacy policy](https://astrabanq.com/privacy-policy)
- [Twitter / X](https://x.com/AstraBanq)

## Legal

This data is provided under two licensing models.

Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation.

Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service.

The following applies to both licensing models.
- All data is provided AS IS with no guarantees of accuracy.
- The Grid does not provide investment, legal, or tax advice, and
- a project's presence in The Grid's data does not imply endorsement.


- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP