# Axiym

> Pay now. Settle later.

Axiym is a payments infrastructure company that lets businesses execute cross-border payments in real time while deferring settlement. It serves money service businesses, payment processors, and payment infrastructure providers.

Axiym is a payments infrastructure company that provides a Pay Now, Settle Later service embedding into existing treasury and payment workflows. It lets businesses execute cross-border payments in real time while deferring settlement on their own schedule, without replacing the systems they already use. The platform is aimed at money service businesses, payment processors, and other regulated payment infrastructure providers operating across multiple countries and currencies.

The service addresses a common friction in cross-border payments, the gap between when a payment is initiated and when it finally settles, by acting as a settlement layer that sits underneath existing payment flows. It draws stablecoin liquidity directly from issuers and performs real-time currency conversion to reduce exposure to exchange rate movements. Compliance controls, including screening, transaction monitoring, and risk assessment, are embedded directly into the movement of money through an internal engine, and the company is a regulated financial intermediary.

Its core offering, Pay Now Settle Later, is paired with stablecoin minting at the source and a unified reconciliation view across banks, payment providers, and blockchain networks. Axiym natively supports flows involving a major dollar-pegged stablecoin as part of its infrastructure. The platform is used by payment processors, aggregators, and other financial institutions seeking predictable settlement and unified reporting across their payment operations.

- Type: Company
- Sector: Payments
- Status: Active
- Founded: 2024-01-01
- Profile: https://thegrid.id/profiles/axiym

## Products

- [PNSL](https://thegrid.id/profiles/axiym): PNSL is a cross-border payment settlement infrastructure that embeds into existing payment and treasury systems, allowing regulated payment operators to execute payments instantly while settlement is deferred and processed in batches. It uses freshly minted stablecoins settled on a blockchain network to fund payment corridors on demand, removing the need for pre-positioned capital across jurisdictions. An integrated AI-driven risk and compliance engine performs know-your-business checks, sanctions and anti-money-laundering screening, and real-time transaction monitoring across every payment flow. The system is used by money service businesses and payment networks handling cross-border transactions in multiple countries and currencies. (Payments Infrastructure & Orchestration, Live, Main Product)

## Links

- [Main](https://axiym.io)
- [Terms of Service](https://axiym.io/terms-conditions)
- [Privacy policy](https://axiym.io/privacy-policy)
- [LinkedIn](https://www.linkedin.com/company/axiym)
- [Twitter / X](https://x.com/AxiymFinance)

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- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
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- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
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