# Bando > Pay with Crypto: The On-chain Spending Protocol Bando helps you spend crypto on goods and services by providing on-chain payment infrastructure for gift cards, bill payments, and mobile top-ups. Bando helps Web3 users spend cryptocurrency on real-world goods and services by providing on-chain payment infrastructure. With it, users can buy gift cards, pay bills, top up mobile phones, and purchase digital goods across multiple countries. Bando aims to eliminate the need for off-ramping to fiat currencies. - Type: Company - Sector: Payments - Status: Active - Founded: 2023-08-01 - Profile: https://thegrid.id/profiles/bando_cool ## Products - [Bando Widget](https://thegrid.id/profiles/bando_cool): Bando Widget provides embeddable spending functionality for wallets and dApps, allowing developers to integrate crypto payment capabilities through customizable JavaScript components with wallet control and styling options. (Payments Infrastructure & Orchestration, Live) - [Bando API](https://thegrid.id/profiles/bando_cool): Bando API offers backend integration for the Bando Fulfillment Protocol, providing endpoints for product catalogs, global quotes, transaction building, and payment processing for developers building spending features. (Developer Tooling, Live) - [Bando Fulfillment Protocol](https://thegrid.id/profiles/bando_cool): Bando Fulfillment Protocol operates through smart contracts that register and route spending requests to verified fulfillers, enabling crypto-to-goods transactions without centralized intermediaries across multiple blockchain networks. (Payments Infrastructure & Orchestration, Live) - [Bando App](https://thegrid.id/profiles/bando_cool): Bando App enables direct crypto spending on goods and services through smart contract-based payment processing, supporting gift cards, bill payments, and mobile top-ups across multiple countries without requiring fiat conversion. (Gift Cards & Digital Vouchers, Live, Main Product) ## Links - [Main](https://bando.cool) - [Blog](https://bando.cool/blog) - [Terms of Service](https://bando.cool/terms) - [Privacy policy](https://bando.cool/privacy-notice) - [Twitter / X](https://x.com/BandoCool) - [GitHub](https://github.com/bandohq) ## Legal This data is provided under two licensing models. Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation. Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service. The following applies to both licensing models. - All data is provided AS IS with no guarantees of accuracy. - The Grid does not provide investment, legal, or tax advice, and - a project's presence in The Grid's data does not imply endorsement. - [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers - [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service. - [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service. - [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services. - [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures ## Optional - [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model - [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships - [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type - [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types - [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP