# BANK OF AI

> Your Web3 gateway to AI

Bank of AI is a protocol that provides AI agents with on-chain payment infrastructure, verifiable identity, and DeFi capabilities across multiple blockchains.

Bank of AI is a protocol that gives artificial intelligence agents the infrastructure to transact and operate autonomously on blockchain networks. It combines a payment standard, an identity and reputation registry, a wallet, and a set of developer tools that let agents pay for services, verify counterparties, and manage on-chain assets. The protocol is aimed at developers building autonomous agents that need to interact with other agents, services, and decentralized applications without manual intervention.

The payment component allows an agent to complete a small on-chain payment automatically when a paid service responds with a payment-required request, removing the need for pre-funded accounts or manual authorization. The identity component lets an agent mint an on-chain identity, publish its capabilities and service endpoints, and accumulate verifiable feedback from other agents and users, so a counterparty can check reputation before granting access or releasing payment. These components function as open standards that other agents, servers, and applications can call independently of each other.

The product set includes an **Agent Wallet** for multi-chain transaction signing, a catalog of **Skills** and MCP servers that wrap common decentralized finance actions such as swapping, lending, and yield farming, and a unified large language model gateway that provides access to multiple leading models through a single account. These tools are used by developers and autonomous agents operating across multiple blockchain networks, including TRON, Ethereum, and BNB Chain, to combine payment, identity, action, and model access in one workflow.

- Type: Protocol
- Sector: AI
- Status: Active
- Profile: https://thegrid.id/profiles/bank_of_ai

## Products

- [Bank of AI APP](https://thegrid.id/profiles/bank_of_ai): Bank of AI APP is an AI model access platform that aggregates multiple large language models under a single account, letting users pay for usage with cryptocurrency across multiple blockchains instead of a card or subscription. It is delivered through a web chat interface for switching between models on demand and through an OpenAI-compatible API gateway that developers access with one API key. Both entry points bill on a pay-per-use basis funded directly from a crypto balance. The platform functions as the model-access layer that other Bank of AI tools, including its agent skills and MCP servers, call on for AI cognition. (AI Agent Platform, Live, Main Product)
- [8004 Protocol](https://thegrid.id/profiles/bank_of_ai): 8004 Protocol is an on-chain identity and reputation registry for AI agents, deployed through smart contracts. Each registered agent mints an identity record containing standardized metadata such as name, capability claims, and service endpoints, along with verifiable credentials backed by signatures and rotation policies. Other agents, applications, and MCP servers query the registry to check a counterparty's identity and reputation before granting authorization or making a payment. (Decentralised Identity, Live)
- [Skills](https://thegrid.id/profiles/bank_of_ai): Skills is a library of packaged operating procedures for AI agents, providing step-by-step workflows for on-chain operations on TRON and BNB Chain. Each skill defines the sequence of checks and contract calls an agent must follow for actions such as token swaps, staking, perpetual futures trading, and x402 payments, including balance verification and slippage protection. Skills are installed via a single CLI command and triggered through natural language in AI coding assistants. (Skills, Live)
- [BANK OF AI MCP Servers](https://thegrid.id/profiles/bank_of_ai): BANK OF AI MCP Servers are Model Context Protocol server implementations providing AI agents with on-chain execution capabilities across TRON and BNB Chain. The TRON MCP Server exposes over 60 tools covering balance queries, transfers, smart contract interactions, staking, and governance. The SUN MCP Server exposes over 20 tools for SunSwap V2/V3/V4 DEX operations, while the BSC MCP Server provides equivalent operations on BNB Chain. (MCP, Live)

## Links

- [Main](https://bankofai.io)
- [Documentation](https://docs.bankofai.io)
- [GitHub](https://github.com/BofAI)
- [Twitter / X](https://x.com/bankofai_io)
- [GitHub](https://github.com/BofAI)

## Legal

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- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP