# Bead

> Pioneering the future of payments by bringing crypto, digital wallets and BNPL into one seamless and secure network.

Bead helps merchants accept crypto, digital wallet, and BNPL payments both online and in-store through one platform.

Bead is a payment network that enables merchants to accept crypto payments, digital wallets, and BNPL options through a single integration. Merchants can accept payments from crypto users worldwide with zero price volatility, receive payouts in USD, and access global payout capabilities across multiple currencies and payment methods.

- Type: Company
- Sector: Payments
- Status: Active
- Profile: https://thegrid.id/profiles/bead

## Products

- [Bead Payment Network](https://thegrid.id/profiles/bead): Bead is a payment infrastructure platform that enables businesses to accept cryptocurrency, digital wallet, and buy-now-pay-later payments through hosted payment pages and APIs. The system handles QR generation, network selection, and customer messaging while providing settlement in USD with reduced fraud risk and lower fees than traditional methods. (Payments Infrastructure & Orchestration, Live, Main Product)

## Links

- [Main](https://bead.xyz)
- [Media Kit/branding](https://brand.bead.xyz)
- [LinkedIn](https://www.linkedin.com/company/beadxyz)

## Legal

This data is provided under two licensing models.

Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation.

Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service.

The following applies to both licensing models.
- All data is provided AS IS with no guarantees of accuracy.
- The Grid does not provide investment, legal, or tax advice, and
- a project's presence in The Grid's data does not imply endorsement.


- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP