# Bitnob > Move money across borders Bitnob is a payments infrastructure company that enables businesses to move money across borders using Bitcoin and stablecoin rails. Bitnob is a payments infrastructure company building cross-border financial tools for emerging markets using Bitcoin and stablecoin rails. The platform enables businesses to process cross-border payments, issue USD virtual cards, manage multi-currency wallets, and settle funds in multiple African currencies through a unified API. Bitnob serves enterprises, SMBs, and developers with tools for global payouts, merchant checkout, and crypto-backed lending. - Type: Company - Sector: Payments - Status: Active - Founded: 2017-11-01 - Profile: https://thegrid.id/profiles/bitnob ## Products - [Bitnob Cards](https://thegrid.id/profiles/bitnob): Bitnob Cards is a virtual USD card service that enables businesses and users to create reloadable Visa cards funded with Bitcoin or stablecoins. The cards support global online purchases with team management controls, whitelisting, and beneficiary features for corporate expense management. (Card, Live) - [Bitnob Wallet](https://thegrid.id/profiles/bitnob): Bitnob Wallet Service provides multi-currency wallet infrastructure through RESTful APIs, enabling programmatic wallet creation and transaction management for applications. The system provides custodial wallet functionality while supporting multi-user account structures and automated transaction processing. (Embedded Wallet, Live, Main Product) - [Bitnob Lending](https://thegrid.id/profiles/bitnob): Bitnob Lending is a crypto-backed business lending service that provides fast, automated loans secured by digital asset collateral. Users deposit BTC or USDT as collateral and receive loan disbursements in minutes with transparent terms, configurable loan periods, and dashboard-based repayment tracking. (Centralised Borrowing & Lending, Live) - [Bitnob Accept Payments](https://thegrid.id/profiles/bitnob): Bitnob Accept Payments is a merchant checkout integration that enables businesses to receive Bitcoin or stablecoin payments with local-currency settlement. The system provides hosted checkout pages, payment links, and API-based integration for online and in-store merchants. (Merchant Payment Gateway, Discontinued) - [Bitnob Treasury Management](https://thegrid.id/profiles/bitnob): Treasury Management is a business treasury module for holding, moving, and rebalancing Bitcoin and stablecoin reserves with analytics and automated workflows. (Financial Services Platform, Discontinued) - [Bitnob Payments](https://thegrid.id/profiles/bitnob): Bitnob Payments is a cross-border payout network that enables businesses to disburse funds to employees, partners, and suppliers across multiple countries. The system converts Bitcoin and stablecoin deposits into local currency for direct bank account or mobile money delivery with 90% of transfers completing in minutes. (Payment network, Live) ## Links - [Main](https://bitnob.com) - [Blog](https://bitnob.com/en-US/resources/blog) - [Documentation](https://bitnob.dev) - [Terms of Service](https://bitnob.com/en-US/legal?tab=terms-of-service) - [Privacy policy](https://bitnob.com/en-US/legal?tab=privacy-policy) - [Twitter / X](https://x.com/Bitnob_official) - [LinkedIn](https://www.linkedin.com/company/bitnob) - [GitHub](https://github.com/bitnob) - [Instagram](https://www.instagram.com/bitnob) ## Legal This data is provided under two licensing models. Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. 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