# Bitnob > Move money across borders Bitnob is a payments infrastructure company that helps businesses move money across borders. It offers global payouts, multi-currency wallets, and card issuing for enterprises and businesses operating between Africa and other markets. Bitnob is a payments infrastructure company that builds cross-border financial tools for businesses operating between Africa and global markets. Its platform supports global payouts, multi-currency wallets holding cash and digital assets, and card issuance, allowing companies to send, receive, and hold funds across a range of currencies and digital assets through a unified system. The company addresses the friction businesses face when settling payments and holding value across multiple African and international currencies. It combines Bitcoin and stablecoin rails with local payment networks so that funds can move between markets and be converted or spent without relying solely on traditional banking corridors. Access to the platform is available through a business dashboard or a developer API. Bitnob's offering spans global payouts, a multi-currency wallet, card issuance, corporate treasury automation, digital asset trading, and wallet infrastructure, supported by tools for team and beneficiary management. It is used by enterprises coordinating supplier payments across several countries, small and medium businesses accepting payments from customers abroad, and developers embedding payment and wallet features into their own products. - Type: Company - Sector: Payments - Status: Active - Founded: 2017-11-01 - Profile: https://thegrid.id/profiles/bitnob ## Products - [Bitnob Cards](https://thegrid.id/profiles/bitnob): Bitnob Cards is a virtual card service that lets businesses and individuals issue Visa and Mastercard-compatible USD cards funded from cryptocurrency balances. Cards are prepaid and funded directly from a crypto wallet, allowing spending at online and offline merchants without exposing a primary bank account. Users can set per-card spending limits, merchant restrictions, and receive real-time transaction notifications through an API-first platform. (Card, Live) - [Bitnob Wallet](https://thegrid.id/profiles/bitnob): Bitnob Wallet is a multi-currency wallet that lets businesses hold, send, and receive Bitcoin, stablecoins, and local currency from a single account. It converts between currencies with transparent rates and consolidates balances, conversions, and transactions into one dashboard. The wallet is aimed at businesses that need to receive payments and settle funds across crypto and fiat without juggling multiple tools. (Embedded Wallet, Live, Main Product) - [Bitnob Lending](https://thegrid.id/profiles/bitnob): Bitnob Lending is a crypto-backed business lending service that provides fast, automated loans secured by digital asset collateral. Users deposit BTC or USDT as collateral and receive loan disbursements in minutes with transparent terms, configurable loan periods, and dashboard-based repayment tracking. (Centralised Borrowing & Lending, Live) - [Bitnob Treasury](https://thegrid.id/profiles/bitnob): Bitnob Treasury is a treasury management platform that automates the holding, movement, and rebalancing of a business's fiat and crypto reserves. It connects external accounts and wallets, runs scheduled conversions and sweeps, and enforces spending limits and multi-signature approval policies on treasury actions. Businesses use it to maintain target currency allocations and audit trails without manual intervention. (Financial Services Platform, Live) - [Bitnob Payments](https://thegrid.id/profiles/bitnob): Bitnob Payments is a payout network that lets businesses disburse funds to recipients across multiple countries using local payment rails such as bank transfers and mobile money. It converts Bitcoin or stablecoin deposits into local fiat currency, delivering payouts individually or in bulk through a single API. The service is used by payroll, remittance, and marketplace platforms that need to pay recipients in local currency without requiring them to hold crypto. (Payment network, Live) - [Bitnob Trading](https://thegrid.id/profiles/bitnob): Bitnob Trading is a digital asset trading service that provides smart order routing across multiple liquidity sources for Bitcoin and stablecoin pairs. It aggregates pricing from several over-the-counter desks and order books to execute trades and conversions at competitive rates, supporting scheduled and target-price orders. Businesses and developers access it through an API to convert crypto revenue, rebalance treasury holdings, or build trading features into their own products. (Centralised Exchange, Live) - [Bitnob Wallet-as-a-Service](https://thegrid.id/profiles/bitnob): Bitnob Wallet-as-a-Service is a wallet infrastructure platform that lets businesses provision custodial or non-custodial cryptocurrency wallets for their own users through an API. It supports wallet creation, funding, transacting, and archiving across multiple blockchain networks, with policy controls such as spending limits, allowlists, and multi-signature approvals. The platform can be run white-label, letting licensed institutions and fintechs offer wallet features under their own brand. (Embedded Wallet, Live) - [Bitnob OTC Desk](https://thegrid.id/profiles/bitnob): Bitnob OTC Desk is an over-the-counter trading service that lets institutions execute large block trades in Bitcoin and stablecoins without affecting public market prices. Trades are negotiated directly through an API or chat with dedicated trading staff and settled in fiat, stablecoins, or Bitcoin according to bespoke terms. The desk serves hedge funds, corporations, and market makers moving significant capital across multiple currency pairs. (OTC, Live) - [Bitnob Node Services](https://thegrid.id/profiles/bitnob): Bitnob Node Services is a blockchain node access service that provides RPC endpoints for multiple networks without requiring users to operate their own infrastructure. It offers consistent APIs for querying blocks, broadcasting transactions, and receiving webhook events across several blockchains, including Bitcoin's Lightning Network. Wallet providers, exchanges, and DeFi protocols use it to access reliable on-chain data and submit transactions at scale. (RPC Provider, Live) ## Links - [Main](https://bitnob.com) - [Blog](https://bitnob.com/en-US/resources/blog) - [Documentation](https://bitnob.dev) - [Terms of Service](https://bitnob.com/en-US/legal?tab=terms-of-service) - [Privacy policy](https://bitnob.com/en-US/legal?tab=privacy-policy) - [Twitter / X](https://x.com/Bitnob_official) - [LinkedIn](https://www.linkedin.com/company/bitnob) - [GitHub](https://github.com/bitnob) - [Instagram](https://www.instagram.com/bitnob) - [TikTok](https://www.tiktok.com/@bitnob) - [Telegram](https://t.me/bitnobles) - [Discord](https://discord.gg/u6T52ATp6f) ## Legal This data is provided under two licensing models. Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. 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