# Bitpanda

> Fast-track your financial freedom.

Bitpanda is a regulated fintech company that lets users invest in cryptocurrencies, stocks, ETFs, precious metals, and commodities. It serves both first-time and experienced investors across Europe with fractional investing starting from small amounts.

Bitpanda is a fintech company that provides a multi-asset investment platform. It allows users to buy, sell, and hold cryptocurrencies, stocks, exchange-traded funds, precious metals, and other commodities from a single account. The platform is designed for both new and experienced investors seeking broad access to different asset classes within one regulated service.

The company addresses the fragmentation of traditional investing, where stocks, crypto, and commodities typically require separate providers, by consolidating them into one interface accessible through web and mobile applications. Users can start investing with small amounts and build diversified portfolios over time. Bitpanda is licensed as a crypto asset service provider and operates as a regulated broker within its home market.

Its product range includes cryptocurrency trading, fractional stock and ETF investing, crypto indices that track baskets of digital assets, and leveraged trading products. The platform also supports staking rewards and card-linked spending tied to a user's portfolio. Bitpanda serves retail investors across Europe looking for a single platform to manage diversified holdings.

- Type: Company
- Sector: Finance
- Status: Active
- Founded: 2014-01-01
- Profile: https://thegrid.id/profiles/bitpanda

## Products

- [Bitpanda](https://thegrid.id/profiles/bitpanda): Bitpanda is a centralized exchange offering trading in cryptocurrencies, precious metals, stocks, ETFs, and crypto indices. The platform allows fractional investing from small amounts with continuous trading and integrated portfolio management. It serves retail users across European markets through a broker-style account model. (Centralised Exchange, Live, Main Product)
- [Bitpanda Stocks](https://thegrid.id/profiles/bitpanda): Bitpanda Stocks is a trading service enabling fractional investing in stocks and ETFs through contract-based replication of underlying securities. It provides access to European and US equity markets with small minimum investment amounts and automated tax handling. The product is offered within the broader Bitpanda trading platform. (Centralised Exchange, Live)
- [Bitpanda Card](https://thegrid.id/profiles/bitpanda): Bitpanda Card is a Visa debit card enabling direct spending of cryptocurrency, precious metals, and fiat balances at merchants worldwide. The card converts assets to fiat automatically at the point of sale and supports mobile wallet payment methods. Users manage connected assets and track spending through a companion app. (Card, Live)
- [Bitpanda Spotlight](https://thegrid.id/profiles/bitpanda): Bitpanda Spotlight is a launchpad providing early access to curated token projects with low market capitalizations. The platform vets projects before listing and offers subscription-based notifications along with staking-linked participation rewards. It targets users seeking exposure to newly listed assets ahead of broader market availability. (Launch Pad, Live)
- [Bitpanda Technology Solutions](https://thegrid.id/profiles/bitpanda): Bitpanda Technology Solutions provides investment-as-a-service infrastructure enabling financial institutions to offer cryptocurrency and digital asset trading. The system integrates with banking apps and platforms, serving clients including N26, Deutsche Bank, and Raiffeisen through white-label solutions. (Custody Technology Provider, Live)
- [Bitpanda Pay](https://thegrid.id/profiles/bitpanda): Bitpanda Pay is a money transfer service enabling EUR-denominated transfers to any IBAN across the European Union and beyond from a verified Bitpanda account. It supports bill payments, peer-to-peer transfers, and cross-border remittances with two-factor authentication for security. The service is used by existing Bitpanda account holders to move fiat funds outside the platform. (Peer to Peer & Remittance, Live)
- [Bitpanda DeFi Wallet](https://thegrid.id/profiles/bitpanda): Bitpanda DeFi Wallet provides self-custodial multi-chain asset management with automated cross-chain swaps, yield optimization, and sponsored gas fees. The system supports EVM and SVM-compatible networks while offering optional Bitpanda account integration for enhanced features and backup services. (Wallet, Live)
- [Bitpanda Launchpad](https://thegrid.id/profiles/bitpanda): Bitpanda Launchpad is a launchpad providing early access to vetted Web3 projects through curated, transparent token launches with compliance oversight. It offers staking-linked participation benefits and integrates directly with Vision Wallet for user onboarding. The platform targets users seeking structured access to new blockchain project offerings. (Launch Pad, In Development)
- [Vision Chain](https://thegrid.id/profiles/bitpanda): Vision Chain is an Ethereum-equivalent Layer 2 rollup designed for regulated tokenized assets, custody, and institutional compliance. It provides on-chain KYC, token-level control policies, and compliance-ready tooling enabling banks, fintechs, and asset issuers to tokenize securities and stablecoins. Developers can build applications on the network using compliance-ready tooling, while issuers deploy tokenized assets subject to on-chain policy controls. The network is announced for institutional and public use but has not yet launched. (L2, In Development)
- [Bitpanda Enterprise](https://thegrid.id/profiles/bitpanda): Bitpanda Enterprise is a white-label infrastructure suite enabling financial institutions to offer digital asset investment, custody, liquidity, stablecoin issuance, payments, and tokenization services. It provides investment-as-a-service integration for banking apps, institutional-grade custody, principal-based liquidity access, and a compliance-oriented tokenization layer. Financial institutions, fintechs, and asset issuers use the suite to launch digital asset offerings without building infrastructure themselves. (L2, Live)
- [Vision Protocol](https://thegrid.id/profiles/bitpanda): Vision Protocol is a liquidity infrastructure enabling swaps across multiple major blockchains, embedded natively into Vision Wallet. It routes trades across chains to provide unified liquidity access without requiring users to manage separate exchange accounts. The protocol underlies the swap functionality offered within the Bitpanda Web3 product suite. (Cross-chain Infrastructure, Live)

## Assets

- [Bitpanda Ecosystem Token (BEST)](https://thegrid.id/profiles/bitpanda): BEST was the utility token of the Bitpanda platform, giving holders trading fee discounts, staking rewards, and loyalty programme benefits. It merged with Pantos into Vision (VSN) on July 16, 2025 at a fixed rate of 1 BEST to 4.91 VSN, and is no longer tradable on Bitpanda. Any remaining BEST balances left on the platform will be automatically converted to VSN on July 16, 2026. (Utility)
- [Vision (VSN)](https://thegrid.id/profiles/bitpanda): VSN is the unified Web3 token of the Bitpanda ecosystem, created from the July 2025 merge of BEST and Pantos (PAN). It is used for staking rewards, fee discounts, governance voting, and as the gas token for transaction fees across Vision Protocol and the upcoming Vision Chain. VSN is issued and governed independently of Bitpanda by the Vision Web3 Foundation, with a total supply capped at 4.2 billion tokens. (Native)

## Links

- [Main](https://bitpanda.com)
- [Terms of Service](https://www.bitpanda.com/en/legal)
- [Blog](https://blog.bitpanda.com)
- [Media Kit/branding](https://www.bitpanda.com/en/press-downloads)
- [Privacy policy](https://www.bitpanda.com/en/legal/bitpanda-group-privacy-notice)
- [Documentation](https://techsolutions.bitpanda.com)
- [Twitter / X](https://x.com/Bitpanda)
- [LinkedIn](https://www.linkedin.com/company/bitpanda)
- [Discord](https://discord.gg/dmM9Dz7Kt8)
- [Facebook](https://www.facebook.com/bitpanda)
- [YouTube](https://www.youtube.com/@Bitpanda)
- [Instagram](https://www.instagram.com/bitpanda)

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- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
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- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
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- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
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- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP