# Bitpanda

> Fast-track your financial freedom.

Bitpanda helps users invest in stocks, cryptocurrencies, metals, and ETFs through a regulated European platform with fractional investing from €1.

Bitpanda helps European users invest in cryptocurrencies, stocks, ETFs, precious metals, and commodities through a regulated fintech platform. Users can trade fractional shares, access early-stage crypto projects, earn staking rewards, and spend investments via debit card. The platform combines diverse asset classes with European regulatory compliance and multi-asset support.

- Type: Company
- Sector: Finance
- Status: Active
- Founded: 2014-01-01
- Profile: https://thegrid.id/profiles/bitpanda

## Products

- [Bitpanda](https://thegrid.id/profiles/bitpanda): Bitpanda operates a centralized exchange providing access to 3,000+ digital assets including cryptocurrencies, stocks, ETFs, commodities, and precious metals. The platform enables fractional investing from €1 with 24/7 trading, automated portfolio management, and integrated payment processing across European markets. (Centralised Exchange, Live, Main Product)
- [Bitpanda Stocks](https://thegrid.id/profiles/bitpanda): Bitpanda Stocks enables fractional stock and ETF investing through contract-based replication of underlying securities. The system provides access to European and US equity markets with minimum investments from €1 while maintaining regulatory compliance under WAG 2018. (Centralised Exchange, Live)
- [Bitpanda Card](https://thegrid.id/profiles/bitpanda): Bitpanda Card provides a Visa debit card enabling direct spending of cryptocurrency, metals, and EUR balances at global merchants. The system automatically converts assets to fiat at point-of-sale with integrated mobile app management and support for Google Pay and Apple Pay. (Card, Live)
- [Bitpanda Spotlight](https://thegrid.id/profiles/bitpanda): Bitpanda Spotlight facilitates early-stage cryptocurrency project access through curated token launches with low market caps. The platform provides vetted project selection, subscription-based notifications, and Vision token staking rewards for participating in new asset listings. (Launch Pad, Live)
- [Bitpanda Technology Solutions](https://thegrid.id/profiles/bitpanda): Bitpanda Technology Solutions provides investment-as-a-service infrastructure enabling financial institutions to offer cryptocurrency and digital asset trading. The system integrates with banking apps and platforms, serving clients including N26, Deutsche Bank, and Raiffeisen through white-label solutions. (Custody Technology Provider, Live)
- [Bitpanda Pay](https://thegrid.id/profiles/bitpanda): Bitpanda Pay enables EUR-based money transfers to any IBAN across the European Union and beyond through verified Bitpanda accounts. The system facilitates bill payments, peer-to-peer transfers, and cross-border remittances with two-factor authentication security and user-friendly interface design. (Peer to Peer & Remittance, Live)
- [Bitpanda DeFi Wallet](https://thegrid.id/profiles/bitpanda): Bitpanda DeFi Wallet provides self-custodial multi-chain asset management with automated cross-chain swaps, yield optimization, and sponsored gas fees. The system supports EVM and SVM-compatible networks while offering optional Bitpanda account integration for enhanced features and backup services. (Wallet, Live)
- [Bitpanda Launchpad](https://thegrid.id/profiles/bitpanda): Bitpanda Launchpad facilitates early access to vetted Web3 projects through curated token launches with compliance oversight. The platform provides VSN staking benefits for participation, technical support for projects, and direct integration with Bitpanda DeFi Wallet for streamlined user experience. (Launch Pad, In Development)
- [Vision Chain](https://thegrid.id/profiles/bitpanda): Vision Chain implements an Ethereum Layer 2 rollup designed for regulated tokenized assets and institutional compliance. The system features onchain KYC, token-level control policies, custody tooling for financial institutions, and specialized infrastructure for real-world asset tokenization and stablecoin deployment. (L2, In Development)

## Assets

- [Bitpanda Ecosystem Token (BEST)](https://thegrid.id/profiles/bitpanda): BEST was the utility token of the Bitpanda platform, used for trading fee discounts, staking rewards, and VIP loyalty benefits. It was merged with Pantos into Vision (VSN) on July 16, 2025, at a fixed conversion rate of 1 BEST = 4.91 VSN, and is no longer actively traded. (Utility)
- [Vision (VSN)](https://thegrid.id/profiles/bitpanda): VSN is the utility and governance token of Bitpanda's Web3 ecosystem, created from the merge of BEST and Pantos tokens. It is used to receive fee discounts on trading and swaps, earn staking rewards, and participate in governance decisions across Bitpanda's products. The token uses Chainlink's Cross-Chain Interoperability Protocol for secure transfers across multiple blockchains, and will serve as the gas and governance token for Vision Chain, an upcoming Ethereum Layer 2 designed for compliant tokenization of real-world assets. (Native)

## Links

- [Main](https://bitpanda.com)
- [Terms of Service](https://www.bitpanda.com/en/legal)
- [Blog](https://blog.bitpanda.com)
- [Media Kit/branding](https://www.bitpanda.com/en/press-downloads)
- [Privacy policy](https://www.bitpanda.com/en/legal/bitpanda-group-privacy-notice)
- [Documentation](https://techsolutions.bitpanda.com)
- [Twitter / X](https://x.com/Bitpanda)
- [LinkedIn](https://www.linkedin.com/company/bitpanda)
- [Discord](https://discord.gg/dmM9Dz7Kt8)

## Legal

This data is provided under two licensing models.

Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation.

Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service.

The following applies to both licensing models.
- All data is provided AS IS with no guarantees of accuracy.
- The Grid does not provide investment, legal, or tax advice, and
- a project's presence in The Grid's data does not imply endorsement.


- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP