# BitPay

> Take back control of your crypto.

BitPay is a cryptocurrency payment processor and self-custody wallet provider. It helps individuals buy, store, swap, and spend crypto, and helps businesses accept crypto payments.

BitPay is a cryptocurrency payment processor and wallet provider serving both individuals and businesses. Individuals use a self-custody wallet to manage digital assets across multiple networks, buy and swap cryptocurrencies, purchase gift cards, and pay bills using crypto. Businesses rely on BitPay to accept cryptocurrency and stablecoin payments online, in stores, and through invoicing, with settlement available in fiat, crypto, or a mix of both.

The platform addresses the practical gap between holding digital assets and using them for everyday spending or business revenue. Its wallet keeps private keys with the user rather than a centralized platform, while buying, selling, and swapping functions are routed through regulated partner services. BitPay is licensed and regulated in the jurisdictions where it operates and works with partners to provide compliant on-ramp and off-ramp access.

Core offerings span the BitPay Wallet, merchant payment acceptance tools, and payout services, supporting use cases from bill payment to global payroll disbursement. The company also provides developer tools and integrations for merchants and platforms building on top of its payment infrastructure. It serves individual crypto holders, online and retail merchants, and organizations sending crypto payouts across borders.

- Type: Company
- Sector: Payments
- Status: Active
- Founded: 2011-01-01
- Profile: https://thegrid.id/profiles/bitpay

## Products

- [BitPay Wallet](https://thegrid.id/profiles/bitpay): BitPay Wallet is a self-custody wallet that lets users store, buy, swap, send, and spend cryptocurrency. It provides multiple wallets across several blockchain networks and allows direct access to spending features such as bill payments and gift card purchases. The wallet is aimed at individual users seeking control over their private keys while managing a diversified crypto portfolio. (Wallet, Live, Main Product)
- [BitPay Business Payment Gateway](https://thegrid.id/profiles/bitpay): BitPay Business Payment Gateway is a merchant payment processing service that enables businesses to accept cryptocurrency online, in-store, or via email invoicing. It integrates with common e-commerce platforms and converts incoming crypto payments to fiat, crypto, or a mix at settlement. Businesses use it to receive and move funds without relying on traditional banking rails. (Merchant Payment Gateway, Live, Main Product)
- [BitPay Card](https://thegrid.id/profiles/bitpay): BitPay Card is a crypto debit card that converts cryptocurrency to fiat at the point of sale, letting cardholders spend crypto balances at traditional merchants. Users load the card from a supported wallet and reload funds as needed for everyday purchases. New applications for the card are currently paused. (Card, Discontinued)
- [BitPay Bill Pay](https://thegrid.id/profiles/bitpay): BitPay Bill Pay is a service that lets users pay bills such as credit cards, mortgages, and utilities using cryptocurrency. The service converts crypto into the currency required by the biller and settles the payment directly. It is aimed at individual users who want to cover recurring obligations without first converting crypto through a separate exchange. (Bill Pay tools, Live)
- [BitPay Send](https://thegrid.id/profiles/bitpay): BitPay Send is a mass-payout platform that allows businesses to send cryptocurrency to multiple recipients across a wide range of countries. It supports use cases such as payroll, vendor payments, and affiliate payouts, letting recipients receive funds without needing prior crypto holdings or technical setup. The platform is aimed at businesses seeking a global, low-cost alternative to traditional payout rails. (Payroll, Live)
- [BitPay Gift Cards](https://thegrid.id/profiles/bitpay): BitPay Gift Cards is a marketplace where users buy digital gift cards from a wide range of brands using cryptocurrency. Purchases are made directly through the BitPay app or browser extension, and gift cards can be used instantly at participating retailers. The service is aimed at individual crypto holders who want to spend their holdings at traditional merchants without first converting to fiat. (Gift Cards & Digital Vouchers, Live)

## Links

- [Main](https://www.bitpay.com)
- [Blog](https://www.bitpay.com/blog)
- [Documentation](https://developer.bitpay.com/docs)
- [Media Kit/branding](https://www.bitpay.com/brand)
- [Privacy policy](https://www.bitpay.com/about/privacy)
- [Terms of Service](https://www.bitpay.com/legal/terms-of-use)
- [GitHub](https://github.com/bitpay)
- [Twitter / X](https://x.com/bitpay)
- [LinkedIn](https://www.linkedin.com/company/bitpay-inc-)

## Legal

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- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP