# BiYaPay

> Speedy Convenient Secure

BiYaPay helps users exchange digital and fiat currencies, send international remittances, and trade US/Hong Kong stocks through a single wallet platform.

BiYaPay is a multi-asset trading wallet that enables real-time exchange between fiat and digital currencies. With it, users can participate in US and Hong Kong stock trading using USDT, access international remittance services with same-day delivery, and manage multiple asset types. BiYaPay provides access to global financial markets through a unified platform.

- Type: Company
- Sector: Finance
- Status: Active
- Founded: 2019-01-01
- Profile: https://thegrid.id/profiles/biyapay

## Products

- [BiYaPay Remittance](https://thegrid.id/profiles/biyapay): BiYaPay Remittance provides international money transfer services with same-day delivery to bank accounts globally. Users can send money using digital currencies or fiat, with local transfer support in multiple countries. (Peer to Peer & Remittance, Live)
- [BiYaPay EasyCard](https://thegrid.id/profiles/biyapay): BiYaPay EasyCard is a virtual payment card that enables global online payments across mainstream platforms. The card supports transactions in multiple currencies and can be used for subscriptions, e-commerce, and various online services. (Card, Live)
- [BiYaPay Stock Trading](https://thegrid.id/profiles/biyapay): BiYaPay Stock Trading enables users to trade US and Hong Kong stocks using USDT or fiat currencies. The platform supports real-time deposits and withdrawals, stock options trading, and margin trading with direct access to major securities markets. (Centralised Exchange, Live, Main Product)

## Links

- [Main](https://www.biyapay.com)
- [Blog](https://www.biyapay.com/blog)
- [Terms of Service](https://www.biyapay.com/announcement/3/20)
- [Privacy policy](https://www.biyapay.com/announcement/3/19)
- [Twitter / X](https://x.com/BIYAPAYOFFICIAL)
- [Instagram](https://instagram.com/biyapay)
- [Telegram](https://t.me/biyapay_ch)
- [Telegram](https://t.me/BiyaPay666)
- [Discord](https://discord.gg/xpgGHrBtvJ)
- [LinkedIn](https://linkedin.com/company/biyapay)
- [TikTok](https://www.tiktok.com/@biyapayofficial)

## Legal

This data is provided under two licensing models.

Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation.

Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service.

The following applies to both licensing models.
- All data is provided AS IS with no guarantees of accuracy.
- The Grid does not provide investment, legal, or tax advice, and
- a project's presence in The Grid's data does not imply endorsement.


- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP