# BiYaPay > Speedy Convenient Secure BiYaPay is a multi-asset trading platform for digital and fiat currencies. It helps users exchange currencies, send international remittances, and trade US and Hong Kong stocks through a single wallet. BiYaPay is a multi-asset trading wallet and financial services company that connects digital currencies with traditional financial markets. It enables real-time exchange between fiat currencies and digital assets, allowing users to convert holdings without needing an offshore bank account. The platform is built for individuals seeking a single account to manage cross-border funds, remittances, and investments across multiple asset classes. The service addresses the friction of moving money and investing across borders, where opening foreign brokerage or bank accounts is often difficult. Users can deposit digital assets, convert them into fiat currency, and withdraw to bank accounts or brokerage accounts, or use funds directly to trade stocks. The company operates as a licensed money services business and is registered with the relevant financial authorities. BiYaPay's offering spans remittance services, currency exchange, and stock trading in US and Hong Kong markets, alongside a virtual card product. It supports transfers across a wide range of fiat currencies and digital assets. The platform serves retail users seeking global asset allocation, cross-border remittance, and access to international stock markets from a single account. - Type: Company - Sector: Finance - Status: Active - Founded: 2019-01-01 - Profile: https://thegrid.id/profiles/biyapay ## Products - [BiYaPay Remittance](https://thegrid.id/profiles/biyapay): BiYaPay Remittance is a peer-to-peer and cross-border money transfer service that lets users send funds internationally using fiat currency or digital assets. It converts between multiple fiat currencies and digital assets and delivers funds to bank accounts in numerous countries, often within the same day. The service targets individuals needing to move money across borders without opening an overseas bank account. (Peer to Peer & Remittance, Live) - [BiYaPay EasyCard](https://thegrid.id/profiles/biyapay): BiYaPay EasyCard is a virtual payment card that lets users make online payments, subscriptions, and purchases using digital assets converted to fiat at the point of transaction. Users fund the card, select a card segment, and spend at merchants and subscription services covering numerous countries and currencies. It is used for everyday online spending, streaming and software subscriptions, and payments for AI services and games. (Card, Live) - [BiYaPay Stock Trading](https://thegrid.id/profiles/biyapay): BiYaPay Stock Trading is a trading platform that enables users to trade US and Hong Kong equities alongside cryptocurrency spot and derivative markets from a single account. Users fund the account with fiat currency or digital assets such as a dollar stablecoin, which is converted for use in stock, forex, and commodity futures investments through direct links to major securities firms. The platform supports real-time deposits and withdrawals, margin and options trading, and lets users allocate funds across multiple asset classes without switching platforms. (Centralised Exchange, Live, Main Product) ## Links - [Main](https://www.biyapay.com) - [Blog](https://www.biyapay.com/blog) - [Terms of Service](https://www.biyapay.com/announcement/3/20) - [Privacy policy](https://www.biyapay.com/announcement/3/19) - [Twitter / X](https://x.com/BIYAPAYOFFICIAL) - [Instagram](https://instagram.com/biyapay) - [Telegram](https://t.me/biyapay_ch) - [Telegram](https://t.me/BiyaPay666) - [Discord](https://discord.gg/xpgGHrBtvJ) - [LinkedIn](https://linkedin.com/company/biyapay) - [TikTok](https://www.tiktok.com/@biyapayofficial) ## Legal This data is provided under two licensing models. Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. 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