# Blackcat

> Where money's at

Blackcat is a European fintech app that lets users manage euro IBAN accounts, Mastercard cards, and cryptocurrency wallets with SEPA transfers and cashback rewards.

Blackcat helps individuals and businesses manage fiat and crypto finances through a single mobile app. Users can create multiple euro IBAN wallets, order Mastercard payment cards, send SEPA transfers across Europe, and buy, sell, or transfer BTC, ETH, and USDC. A built-in loyalty program offers cashback on purchases and per annum rewards on balances. The platform was previously known as Blackcatcard, rebranding in 2025.

- Type: Company
- Sector: Finance
- Status: Active
- Founded: 2019-01-01
- Profile: https://thegrid.id/profiles/blackcat

## Products

- [Blackcat](https://thegrid.id/profiles/blackcat): Blackcat is a European consumer neobank providing euro IBAN accounts, Mastercard payment cards, and custodial crypto wallets through a single mobile and web application. The system processes SEPA and SEPA Instant transfers, facilitates fiat-to-crypto conversion for BTC, ETH, and USDC through an integrated partner exchange, and manages multiple independent wallets per user, each with its own IBAN or blockchain address. A loyalty program distributes balance-based annual rewards and merchant-specific cashback on card purchases. (Neobank, Live, Main Product)
- [Blackcat for Business](https://thegrid.id/profiles/blackcat): Blackcat for Business is a European B2B neobank providing corporate fintech infrastructure, including euro IBAN accounts, team payment card issuance with configurable spending controls, and SEPA payout management. The platform includes Blackcat Pay, an A2A payment acceptance service operating outside card scheme networks, automated split payment distribution across multiple sub-accounts, crypto on/off ramp services, and white-label card and account products deployed under EU Electronic Money Institution licensing. (Neobank, Live)

## Links

- [Main](https://blackcat.app)
- [Blog](https://blackcat.app/blog)
- [Terms of Service](https://blackcat.app/terms-conditions)
- [Privacy policy](https://blackcat.app/data-protection-policy)
- [Twitter / X](https://x.com/Blackcatcard)
- [LinkedIn](https://linkedin.com/company/blackcat-official)
- [Instagram](https://instagram.com/blackcat__app)

## Legal

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- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP