# BNKA > Living between two countries BNKA is a technology platform for Latin American migrants living in Europe. It provides multi-currency accounts and cross-border payment tools through regulated financial partners. BNKA is a technology platform built for Latin American migrants living in Europe, giving them a single app to manage money across two countries. It provides access to multi-currency balances, European account details, and cross-border transfers, letting users hold and convert funds between euros and their home currency. The platform is aimed at expats, freelancers, and students who earn in Europe while supporting family and obligations back home. Rather than acting as a bank itself, BNKA operates as an interface connecting users to regulated financial institutions that hold funds and provide the underlying payment accounts and transactional services in each jurisdiction. This structure lets it offer services across the European Economic Area and several Latin American countries without holding a banking license itself. Users can exchange currencies, pay bills, and receive salary or client payments through their BNKA account. Core offerings include multi-currency balances, money transfers, and bill payment services, supplemented by educational content through its blog and podcast. It is used by migrants, freelancers, and international families who split their financial lives between Europe and Latin America. - Type: Company - Sector: Finance - Status: Active - Founded: 2023-12-01 - Profile: https://thegrid.id/profiles/bnka ## Products - [BNKA](https://thegrid.id/profiles/bnka): BNKA is a neobank platform that provides multi-currency accounts for people living between Europe and Latin America. Users hold balances in euros alongside Argentine pesos, Peruvian soles, or Colombian pesos, receive a European IBAN for salary or client payments, and convert between currencies in real time. The platform supports cross-border transfers along corridors to Argentina, Peru, and Colombia, along with bill payment and mobile top-up services for accounts back home. A linked payment card is also available for spending in local currency. Underlying financial services, including account safeguarding and card issuance, are provided by regulated third-party institutions rather than by the platform operator itself. (Neobank, Live, Main Product) ## Links - [Main](https://bnka.com) - [Documentation](https://support.bnka.com) - [Blog](https://bnka.com/en/blog) - [Terms of Service](https://bnka.com/en/terms) - [Privacy policy](https://bnka.com/en/terms/bnka/privacy-policy) - [Instagram](https://www.instagram.com/bnkafinance) - [Twitter / X](https://x.com/bnkafinance) - [LinkedIn](https://linkedin.com/company/bnkafinance) - [Facebook](https://www.facebook.com/people/Bnka/61565854045769) ## Legal This data is provided under two licensing models. Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. 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