# BoundlessPay > The smarter way to manage your finances BoundlessPay is a stablecoin-powered fintech platform for cross-border payments, collections, and settlements. It serves individuals and businesses across Nigeria, Africa, and other emerging markets through licensed partners. BoundlessPay is a stablecoin-powered fintech platform that enables cross-border payments, collections, and settlements for individuals and businesses. Users can hold a digital wallet, buy, sell, and store cryptocurrencies, send money internationally, pay bills, and spend through a linked debit card. It presents itself as a financial technology company rather than a bank, delivering banking-like experiences through licensed partners. The platform addresses fragmented financial infrastructure common across Nigeria, Africa, and other emerging markets, where invoicing, foreign exchange, stablecoin handling, and payroll are often split across disconnected tools. Virtual accounts, payment cards, custody, and on and off ramp services are delivered through licensed partners, with stablecoin rails routed alongside local payment methods. Regulatory approval and availability vary by jurisdiction. BoundlessPay operates a separate business offering that lets companies and AI agents create invoices, collect payments, run payroll, and manage treasury across borders through a programmable platform combining stablecoin and local rails. This business layer supports natural language or API driven financial instructions, with approval and compliance checks built into execution. BoundlessPay is used by individual consumers seeking cross-border money transfer and savings tools, and by businesses and developers building automated payment and payroll workflows. - Type: Company - Sector: Finance - Status: Active - Founded: 2021-01-01 - Profile: https://thegrid.id/profiles/boundlesspay ## Products - [BoundlessPay](https://thegrid.id/profiles/boundlesspay): BoundlessPay is a consumer neobank offering a mobile wallet for holding, buying, and selling multiple cryptocurrencies alongside cross-border money transfers with local bank settlement. Users can grow savings individually or in groups through flexible, fixed, and target savings plans that pay interest, pay bills such as airtime, data, and utilities, and spend through physical or virtual payment cards. The app is aimed at individuals sending and managing money across borders using stablecoin-backed rails via licensed financial partners. (Neobank, Live, Main Product) - [BoundlessPay Business](https://thegrid.id/profiles/boundlesspay): BoundlessPay Business is a programmable financial platform for companies and AI agents to execute invoicing, collections, payouts, and treasury operations across borders. It interprets payment intents from natural language or API calls, then prepares and routes execution across stablecoin, local bank, mobile money, or card rails with approval and compliance gating. Businesses use it to run multi-country payroll, hold and swap stablecoins and local currencies, and accept payments, while developers integrate the same functionality through embedded payment APIs. (Payments Infrastructure & Orchestration, Live) ## Links - [Main](https://boundlesspay.com) - [Blog](https://news.boundlesspay.com) - [Privacy policy](https://policy.boundlesspay.com) - [Terms of Service](https://www.boundlesspay.com/terms-of-use) - [Documentation](https://docs.boundlesspay.com) - [Twitter / X](https://x.com/boundlesspay) - [Telegram](https://t.me/boundlesspay_official) - [Facebook](https://facebook.com/boundlesspayofficial) - [Instagram](https://www.instagram.com/boundlesspay) - [LinkedIn](https://www.linkedin.com/company/boundlesspay) ## Legal This data is provided under two licensing models. Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. 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