# BoundlessPay > The smarter way to manage your finances BoundlessPay is a digital banking application for cross-border payments, collections, and settlements using cryptocurrencies and fiat currencies. BoundlessPay is a digital banking application that enables cross-border payments, collections, and settlements. Users can buy, sell, store, and trade cryptocurrencies, send money globally, make bill payments including airtime, data, electricity, and water, and access savings features. The platform supports multiple cryptocurrencies and provides digital wallet functionality with debit card services for spending digital currencies across merchants globally. - Type: Company - Sector: Finance - Status: Active - Founded: 2020-08-01 - Profile: https://thegrid.id/profiles/boundlesspay ## Products - [BoundlessPay](https://thegrid.id/profiles/boundlesspay): BoundlessPay is a consumer neobank for cross-border payments providing a wallet supporting multiple cryptocurrencies, global money transfers with fast local bank settlement, group savings with competitive interest rates, airtime and utility bill payments, and physical and virtual payment cards, stablecoin-powered via licensed financial partners. (Neobank, Live, Main Product) ## Links - [Main](https://boundlesspay.com) - [Blog](https://news.boundlesspay.com) - [Privacy policy](https://policy.boundlesspay.com) - [Terms of Service](https://www.boundlesspay.com/terms-of-use) - [Twitter / X](https://x.com/boundlesspay) - [Telegram](https://t.me/boundlesspay_official) - [Facebook](https://facebook.com/boundlesspayofficial) - [LinkedIn](https://linkedin.com/company/boundlesspayofficial) - [Instagram](https://www.instagram.com/boundlesspay) ## Legal This data is provided under two licensing models. Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation. Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service. The following applies to both licensing models. - All data is provided AS IS with no guarantees of accuracy. - The Grid does not provide investment, legal, or tax advice, and - a project's presence in The Grid's data does not imply endorsement. - [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers - [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service. - [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service. - [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services. - [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures ## Optional - [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model - [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships - [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type - [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types - [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP