# Breet > We make crypto spendable Breet is a cryptocurrency exchange and payment platform serving Nigeria and Ghana. It converts crypto to local fiat currency through automated settlement, serving individual users and businesses without peer-to-peer trading. Breet is a cryptocurrency exchange and payment company operating in Nigeria and Ghana. It lets individuals and businesses convert crypto to local fiat currency through automated settlement, replacing manual peer-to-peer vendor negotiation. The platform serves both retail users seeking quick cash-outs and businesses that need crypto payment infrastructure. Off-ramping crypto in the region has traditionally relied on peer-to-peer marketplaces, where users negotiate directly with individual vendors over pricing and settlement. Breet replaces that process with generated wallet addresses, automated conversion, and direct bank account payout, removing counterparty negotiation from the transaction. Its infrastructure covers wallet generation, on-chain confirmation, and compliance screening, and it applies data protection practices to user information. Consumer offerings include selling and swapping cryptocurrencies, buying stablecoins, crypto invoicing, bill payments, and crypto gifting across a range of supported digital assets. For businesses, Breet provides a payment API, an over-the-counter desk for large-volume conversions, and invoicing tools, with settlement to bank accounts, mobile money, or dollar balances. It serves individual crypto holders alongside verified businesses that process payments and settlements through its platform. - Type: Company - Sector: Finance - Status: Active - Founded: 2021-02-01 - Profile: https://thegrid.id/profiles/breet ## Products - [Breet](https://thegrid.id/profiles/breet): Breet is a consumer platform for converting between cryptocurrency and fiat currency and for spending digital assets in everyday transactions. Users deposit or buy crypto through the app or web dashboard, swap between supported digital assets, sell holdings for direct bank or mobile money payouts, pay utility and subscription bills, and send crypto-denominated gift cards to other users. Settlement rates are fixed before execution and payouts are processed automatically without peer-to-peer negotiation. Native coins can be deposited and sold but not withdrawn externally, while stablecoins can also be withdrawn to external wallets. The platform issues wallet addresses for deposits across multiple blockchains and serves individual consumers in West Africa. (On/Off Ramp, Live, Main Product) - [Breet Card](https://thegrid.id/profiles/breet): Breet Card is a crypto-linked debit card that lets users spend digital assets directly at merchants accepting standard card payments. The card converts a user's crypto balance to fiat at the point of sale, enabling everyday purchases without a separate manual conversion step. It is intended for consumers who want to use crypto holdings for retail spending both online and offline. The product is currently in a waitlist phase ahead of public release. (Card, In Development) - [Breet Business](https://thegrid.id/profiles/breet): Breet Business is a business payments platform that lets companies accept crypto and stablecoin payments and bill clients through a shared dashboard and API. It generates deposit wallets, confirms on-chain transactions, converts crypto to fiat automatically, screens transactions for compliance, and delivers webhook notifications, removing the need for companies to build blockchain settlement infrastructure themselves. Fintechs, gaming operators, exchanges, payroll platforms, and payment processors integrate the API to accept crypto and stablecoin payments and settle to local bank accounts. The platform lets businesses generate crypto-payable invoices and receive the fiat equivalent directly, with account management run through a dedicated partner dashboard separate from the consumer app. (On/Off Ramp, Live) - [Breet OTC Desk](https://thegrid.id/profiles/breet): Breet OTC Desk is an over-the-counter trading service for converting large volumes of cryptocurrency, stablecoins, or fiat currency outside public order books. Trades are negotiated directly with a dedicated account manager reached through referral or introduction rather than self-serve dashboard access, with rates locked before execution and settlement to a bank account completed the same day. The desk serves businesses and high-volume traders such as gaming operators, importers and exporters, and payment companies seeking to avoid order book slippage and market impact on large transactions. (OTC, Live) ## Links - [Main](https://breet.io) - [Blog](https://breet.io/blog) - [Terms of Service](https://breet.io/terms) - [Privacy policy](https://breet.io/privacy) - [Documentation](https://help.breet.io/en) - [Twitter / X](https://x.com/breetapp) - [Instagram](https://instagram.com/breet_app) - [Telegram](https://t.me/breetchannel) - [LinkedIn](https://www.linkedin.com/company/inbreetic) - [Facebook](https://www.facebook.com/breetapp#) - [Threads](https://www.threads.com/@breet_app) - [TikTok](https://www.tiktok.com/@breet_app) ## Legal This data is provided under two licensing models. Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. 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