# Bulla Network

> Do more, earn more, onchain.

Bulla Network is a decentralized credit protocol for onchain trade and business finance. It provides stablecoin liquidity pools that finance invoices and receivables, alongside tools for onchain invoicing and payments.

Bulla Network is a decentralized credit protocol that provides infrastructure for onchain trade and business finance. It combines stablecoin liquidity pools with invoicing and payment tools, letting businesses tokenize receivables and access working capital while investors earn yield on trade finance assets. The protocol serves small and medium-sized businesses seeking liquidity and investors seeking yield on verified receivables.

The protocol addresses delays and costs common in traditional invoice factoring, where approvals can take weeks and fees are high. It tokenizes verified invoices, such as delivered freight or shipping receivables, and connects them to onchain liquidity pools that settle financing in minutes rather than weeks. Records of pool composition, payments, and settlement are maintained onchain for transparency.

Its main product, Bulla Finance, operates stablecoin liquidity pools that finance freight, shipping, and trade receivables. Bulla Banker is a companion application for creating and settling invoices, batch payments, and payroll onchain. The protocol is used by logistics and trucking companies, trade finance businesses, Web3 companies, and investors seeking yield on real-world receivables.

- Type: Protocol
- Sector: DeFi
- Status: Active
- Founded: 2021-01-01
- Profile: https://thegrid.id/profiles/bulla_network

## Products

- [Bulla Banker](https://thegrid.id/profiles/bulla_network): Bulla Banker is a Web3 accounting and invoicing application that lets businesses, DAOs, and individuals create, send, and pay invoices onchain. It tokenizes invoices as onchain records, enabling wallet-to-wallet invoicing, batch payments, and peer-to-peer loans. Companies use it to manage business and personal accounts without relying on traditional banking rails. (B2B Invoicing & Billing, Live)

## Links

- [Main](https://bulla.network)
- [Blog](https://www.bulla.network/blog)
- [Documentation](https://bulla-network.gitbook.io/bulla-network)
- [Whitepaper](https://docs.google.com/document/u/1/d/e/2PACX-1vTBE1_cgMMK8YhTjIBS_u15Fo-ljTKAHd7RI7smqmTJeVyHT2AEgySF67EFuI2yGtTE_fi1-G2e-q4-/pub)
- [LinkedIn](https://www.linkedin.com/company/bulla-network)
- [Twitter / X](https://twitter.com/BullaNetwork)

## Legal

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- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP