# Busha > Your digital money app Busha is a licensed cryptocurrency exchange and digital money app operating in Nigeria and Kenya. It lets users trade digital assets, save with interest options, access crypto-backed loans, and spend via a stablecoin-backed virtual card. Busha is a licensed digital asset company and money app based in Nigeria that also serves users in Kenya. It combines a cryptocurrency exchange with savings, lending, and card-based spending tools built around digital assets and stablecoins. The platform is aimed at individuals across the region seeking simplified access to digital finance, alongside businesses managing cross-border liquidity. The company addresses limited access to global financial tools and local currency volatility by pairing a regulated trading venue with savings and credit products. Users can convert between digital assets and local currency, earn interest on balances including an interest-free savings option, and borrow against their holdings without selling them. Busha operates under regulatory oversight in the markets it serves. Its consumer suite spans spot trading across a range of supported digital assets, interest-bearing savings accounts, asset-backed loans, and a stablecoin-backed virtual card usable for global spending and bill payments. A separate business arm supplies stablecoin infrastructure for treasury management and payments to companies operating across Africa. The platform is used by individual savers and traders as well as businesses seeking regulated digital asset and stablecoin services. - Type: Company - Sector: Finance - Status: Active - Founded: 2019-02-01 - Profile: https://thegrid.id/profiles/busha_io ## Products - [Busha](https://thegrid.id/profiles/busha_io): Busha is a consumer cryptocurrency exchange app that lets individuals buy, sell, and convert a wide range of digital assets using local currency on-ramps. It offers automated recurring purchases, instant conversions between assets, and peer-to-peer sending and receiving of crypto and stablecoin balances. The app also includes savings plans with an interest-free option, crypto-backed loans collateralised by supported digital assets, a stablecoin-backed virtual USD card for global spending, and bill payment tools. All these features operate within a single account and interface, giving users a combined trading, saving, borrowing, and spending experience. (Centralised Exchange, Live, Main Product) - [Busha Business](https://thegrid.id/profiles/busha_io): Busha Business is a B2B financial services platform that gives African businesses fiat-to-crypto on and off-ramp access, multi-currency treasury accounts, and corporate card issuance. It enables companies to convert between local currency and digital assets, hold and manage balances across currencies, and issue cards for business spending. The platform also provides asset-backed credit through partner arrangements and a developer API for programmatic access to accounts, payments, and transfers. It is accessed through its own signup flow and dashboard, separate from the consumer Busha app. (Payments Infrastructure & Orchestration, Live) - [Busha Pay](https://thegrid.id/profiles/busha_io): Busha Pay is a merchant payment gateway that allows businesses to accept stablecoin payments through checkout integrations, e-commerce plugins, and payment SDKs. Customers can pay directly from a Busha wallet or from an external stablecoin wallet across multiple supported networks. Merchants can also generate shareable payment links for one-off transactions without building a full checkout integration. The product is accessed through its own dedicated page and API documentation, separate from the general business treasury dashboard. (Merchant Payment Gateway, Live) ## Links - [Main](https://busha.io) - [Terms of Service](https://busha.io/terms-of-use) - [Privacy policy](https://busha.io/privacy-policy) - [Blog](https://busha.io/blog) - [Media Kit/branding](https://busha.io/brand) - [Documentation](https://support.busha.io/en) - [Twitter / X](https://x.com/getbusha) - [Instagram](https://instagram.com/getbusha) - [Facebook](https://facebook.com/getbusha) - [LinkedIn](https://www.linkedin.com/company/getbusha) - [YouTube](https://www.youtube.com/channel/UCZ0BclzTT946kaffhXKESbA/about) ## Legal This data is provided under two licensing models. 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