# Cedar Money

> Fast, secure, and scalable cross-border payments and collections for businesses.

Cedar Money is a B2B cross-border payments company. It helps businesses send and collect international payments using stablecoin-backed infrastructure with competitive exchange rates.

Cedar Money is a B2B cross-border payments company that provides infrastructure for businesses to send and collect international payments. It serves merchant importers, digital commerce platforms, corporate exporters, and financial institutions that need to move funds across borders without relying solely on traditional banking rails. The platform is built for businesses operating between emerging markets, particularly across Africa and the Gulf, and global trading partners.

Cedar Money addresses delays, high costs, and currency shortages common in traditional cross-border payment methods by combining stablecoin settlement with local fiat payment rails. This approach allows funds to move between currencies and regions with faster settlement times and more predictable pricing than conventional banking transfers. The company is registered as a money services provider and operates under generic regulatory registrations in the jurisdictions where it provides services.

Its core offerings include sending and collecting payments, foreign exchange management tools such as rate tracking and holding functionality, and an application programming interface that lets partners embed Cedar's payment infrastructure into their own platforms. The service supports transactions across a range of currencies used in African and international trade corridors. It is used by importers, exporters, digital commerce platforms, and regulated financial institutions seeking to manage liquidity and settlement across multiple markets.

- Type: Company
- Sector: Payments
- Status: Active
- Founded: 2022-06-21
- Profile: https://thegrid.id/profiles/cedar_money

## Products

- [Cedar Money Platform](https://thegrid.id/profiles/cedar_money): Cedar Money Platform is a cross-border payments platform that lets businesses send and receive high-volume payments across multiple currencies. It provides competitive foreign-exchange rates, virtual accounts, and next-day settlement for outbound and inbound transactions. Businesses can also convert local currency to a dollar stablecoin-backed balance, hold funds, and pay suppliers from a single dashboard. The platform is used by importers, exporters, digital commerce platforms, and financial institutions operating across Africa and global markets. (Payments Infrastructure & Orchestration, Live, Main Product)
- [Cedar Virtual USD Card](https://thegrid.id/profiles/cedar_money): Cedar Virtual USD Card is a virtual payment card that lets businesses manage expenses and make cross-border payments without a traditional bank account. It provides spending controls, real-time transaction management, and secure verification for accessing card details. The card is intended for businesses already using Cedar for cross-border payments. (Card, Discontinued)
- [Cedar Partners API](https://thegrid.id/profiles/cedar_money): Cedar Partners API is a developer-facing API and dashboard that lets financial institutions, fintechs, and payment providers integrate Cedar's cross-border payment infrastructure into their own products. It provides access to collections, payouts, foreign-exchange conversion, virtual accounts, and stablecoin-enabled settlement through a single integration layer. Partners can onboard merchants, execute transactions, and manage reconciliation either through direct API calls or a hosted dashboard without building their own API integration. (Payments Infrastructure & Orchestration, Live)

## Links

- [Main](http://www.cedar.money)
- [Blog](https://www.cedar.money/blog)
- [Documentation](https://docs.service.cedar.money)
- [Terms of Service](https://www.cedar.money/cedarlegal/terms-of-use)
- [Privacy policy](https://www.cedar.money/cedarlegal/privacy-policy)
- [YouTube](https://youtube.com/@Cedar Money)
- [Instagram](https://instagram.com/cedar.money)
- [Twitter / X](https://x.com/cedar_money)
- [LinkedIn](https://linkedin.com/company/cedar-money)
- [Facebook](https://facebook.com/profile.php?id=100094345650211)

## Legal

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- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP