# CFX

> Programmable U.S. banking for global platforms

CFX is a payments infrastructure provider built on tokenized U.S. bank deposits. It gives fintechs and businesses one API for wires, ACH, virtual accounts, and onchain settlement.

CFX is a payments infrastructure provider that gives fintechs, marketplaces, and other platforms access to U.S. banking through a single API. Balances are bank deposits spread across insured U.S. banks and tokenized one-to-one, which the project describes as bank money rather than a stablecoin.

The platform covers multiple U.S. and international payment rails, cash deposits, virtual accounts, a customer dashboard, and webhooks. Identity verification, business verification, and sanctions screening are built into each payment flow. Tokenized balances convert to and from onchain rails across multiple blockchains.

CFX offers a payment infrastructure platform and API, MoveMoney, a wallet app for sending and receiving digital dollars, and the MOVEUSD token. Payment service providers, remittance companies, and fintech startups use it.

- Type: Company
- Sector: Payments
- Status: Active
- Founded: 2021-01-01
- Profile: https://thegrid.id/profiles/cfx

## Products

- [CFX Network Explorer](https://thegrid.id/profiles/cfx): CFX Network Explorer was a block explorer for searching transactions, addresses, and asset movements on the CFX network. The project no longer operates it. (Block Explorer, Discontinued)
- [MoveMoney](https://thegrid.id/profiles/cfx): MoveMoney is a wallet app that lets users send and receive digital dollars across borders. Users deposit cash at partner retail locations in the United States, which is converted into digital dollars that recipients convert back into local currency. Accounts are individual and phone number-based rather than business accounts. (Peer to Peer & Remittance, Live)
- [CFX Payment Infrastructure](https://thegrid.id/profiles/cfx): CFX Payment Infrastructure is a payments infrastructure platform that exposes multiple US and international money movement rails through one API. It lets developers and businesses convert between fiat and tokenized dollars, hold balances in virtual accounts, and settle onchain, with identity verification and compliance screening built in. Hosted wallets, a customer dashboard, webhooks, and a rewards engine support partner applications. (Payments Infrastructure & Orchestration, Live, Main Product)

## Assets

- [MoveMoney USD (MOVEUSD)](https://thegrid.id/profiles/cfx): MOVEUSD is a USD-pegged token issued by CFX Labs, backed one-to-one by cash deposits at insured U.S. banks. It is used for payments and settlement on the CFX network and for transfers to and from onchain wallets. The project describes it as tokenized bank deposits rather than a stablecoin. (Stablecoin)

## Links

- [Main](https://cfx.to)
- [Terms of Service](https://cfx.to/terms/terms-and-conditions)
- [Privacy policy](https://cfx.to/terms/privacy-policy)
- [Documentation](https://docs.moveusd.com)
- [Twitter / X](https://x.com/CFXLabs)
- [LinkedIn](https://linkedin.com/company/cfx-labs)

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- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
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