# ChainPal > Secure your business for the future ChainPal is a payments company that helps African businesses accept digital currency payments and receive payouts in local currency. It serves SMEs, startups, and freelancers through a payment gateway, invoicing tools, and developer APIs. ChainPal is a payments company that helps businesses across Africa accept digital currency payments and convert them into local currency payouts. It provides a payment gateway, invoicing tools, a merchant dashboard, and developer APIs, allowing freelancers, small and medium enterprises, and startups to accept payments from global customers without directly managing wallets or exchanges. The platform is aimed at businesses that earn in digital currencies but need to spend and operate in local fiat. The service addresses the difficulty African merchants face when trying to accept international payments through informal peer to peer channels, which carry higher risk and cost. ChainPal works by converting incoming stablecoin payments into local currency and settling funds directly to a merchant bank account, with identity verification and transaction monitoring applied throughout. It partners with regulated financial and payment institutions to handle the licensed fiat settlement leg of each transaction, while operating its own technology layer for payment processing and conversion. Its offering spans a payment gateway for online checkout, invoicing tools for freelancers and businesses, and a developer API for direct integration into merchant platforms, with support for payments across multiple blockchain networks. ChainPal operates as a remote company with staff in multiple countries. It is used by freelancers, e-commerce merchants, and growing businesses across several African markets seeking simpler access to global digital payments. - Type: Company - Sector: Payments - Status: Active - Founded: 2024-07-01 - Profile: https://thegrid.id/profiles/chainpal ## Products - [ChainPal](https://thegrid.id/profiles/chainpal): ChainPal is a merchant payment gateway and API that lets businesses accept cryptocurrency payments and settle automatically in local fiat currency. It provides a hosted checkout page, invoicing, split payouts, and know-your-customer and know-your-business verification workflows, alongside a dashboard for tracking transactions and balances. The gateway offers a unified REST API, webhooks, and role-based access, serving freelancers, small and medium businesses, and startups across multiple blockchains and stablecoins. (Merchant Payment Gateway, Live, Main Product) ## Links - [Main](https://chainpal.org) - [Documentation](https://docs.chainpal.org) - [Media Kit/branding](https://chainpal.org/mediakit) - [Privacy policy](https://chainpal.org/privacy) - [Terms of Service](https://chainpal.org/termsofuse) - [Twitter / X](https://x.com/chainpalhq) - [LinkedIn](https://www.linkedin.com/company/chainpalhq) - [GitHub](https://github.com/ChainPalhq) - [Medium](https://medium.com/@chainpal-blog) - [Instagram](https://www.instagram.com/chainpalhq) - [YouTube](https://www.youtube.com/@thechainpalhq) ## Legal This data is provided under two licensing models. Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation. Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service. The following applies to both licensing models. - All data is provided AS IS with no guarantees of accuracy. - The Grid does not provide investment, legal, or tax advice, and - a project's presence in The Grid's data does not imply endorsement. - [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers - [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service. - [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service. - [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services. - [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures ## Optional - [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model - [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships - [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type - [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types - [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP