# ChangeNOW > Limitless Web3.0 crypto exchange ChangeNOW is a non-custodial cryptocurrency exchange that lets users swap digital assets without account registration. It also offers a wallet, staking, loans, and business integration tools. ChangeNOW is a non-custodial cryptocurrency exchange platform serving individual users and business partners. It aggregates quotes from multiple liquidity sources so users can swap a wide range of digital assets and buy crypto with fiat, without depositing funds into a centralized account. The service is aimed at both newcomers seeking a simple swap experience and businesses looking to integrate exchange functionality into their own products. Rather than holding client funds directly, ChangeNOW routes each transaction so that users send assets from their own wallets and receive the swapped asset in return, combining elements of centralized convenience with self-custodial control. The platform offers both fixed-rate and standard exchange flows, and applies anti-money laundering screening to transactions. It operates in a generally regulated capacity across the jurisdictions it serves. Beyond its core swap product, ChangeNOW has grown into a broader ecosystem that includes NOW Wallet, a self-custodial application for storing, buying, and staking crypto assets, alongside a native token, NOW, and business-facing tools such as payment gateways, custody infrastructure, and exchange APIs. Additional offerings extend into crypto-backed loans and portfolio tracking. The platform is used by individual traders, crypto wallets, decentralized applications, and payment providers that integrate its exchange services. - Type: Company - Sector: Finance - Status: Active - Founded: 2017-09-01 - Profile: https://thegrid.id/profiles/changenow ## Products - [ChangeNOW Exchange](https://thegrid.id/profiles/changenow): ChangeNOW Exchange is a decentralised exchange that lets users swap cryptocurrencies without creating an account. It matches trades using liquidity sourced from multiple venues and offers both fixed and floating rate options for each swap. The service also includes a fiat-to-crypto on-ramp so users can acquire assets using traditional payment methods, trading directly from their own wallets across multiple supported blockchains. (Decentralised Exchange, Live, Main Product) - [NOW Wallet](https://thegrid.id/profiles/changenow): NOW Wallet is a self-custodial wallet for storing and managing digital assets across mobile and desktop platforms. Private keys are stored locally on the user's device, with balances synchronized across devices for a consistent view of holdings. The wallet integrates built-in token swaps and a fiat on-ramp through third-party payment processors, letting users exchange and acquire assets without leaving the app. It also supports native staking for proof-of-stake assets and connects to decentralized applications across multiple blockchains. (Wallet, Live) - [NOW Tracker](https://thegrid.id/profiles/changenow): NOW Tracker is a portfolio tracker that aggregates a user's on-chain and custodial balances into a single view. It calculates portfolio value across multiple assets and delivers price alerts so users can monitor market movements. The tool serves individuals who hold assets across several wallets or exchange accounts and want consolidated analysis without executing trades. (Data Terminal, Live) - [NOW Payments](https://thegrid.id/profiles/changenow): NOW Payments is a merchant payment gateway that lets businesses accept cryptocurrency payments online and at the point of sale. It converts incoming payments and settles funds to a merchant's preferred currency without taking custody of user assets. The gateway supports invoicing, plugins, and API integration for e-commerce platforms and recurring billing across multiple supported assets and blockchains. (Merchant Payment Gateway, Live) - [NOW Custody](https://thegrid.id/profiles/changenow): NOW Custody is custody infrastructure that enables businesses to store and manage digital assets using a combination of hot and cold storage. It provides an API for integrating custody, payouts, and conversions into partner platforms without requiring in-house storage infrastructure. Businesses use it to manage client asset custody as part of payment, exchange, or payout services. (Custody Technology Provider, Live) ## Assets - [ChangeNOW Token (NOW)](https://thegrid.id/profiles/changenow): NOW is the utility token of ChangeNOW Exchange. It is used for cashback payouts, staking rewards, and membership perks on ChangeNOW Pro, and serves as a payment option for services such as NOWPayments and NOW Nodes. Regular token burns have reduced total supply from an initial 200,000,000 NOW, with rewards auto-compounding through a staking pool that pays out weekly. (Utility) ## Links - [Main](https://changenow.io) - [Blog](https://changenow.io/blog) - [Terms of Service](https://changenow.io/terms-of-use) - [Privacy policy](https://changenow.io/privacy-policy) - [Twitter / X](https://x.com/ChangeNOW_io) - [Telegram](https://t.me/changeNOW_chat) - [Reddit](https://www.reddit.com/r/ChangeNOW_io) - [Facebook](https://www.facebook.com/ChangeNOW.io) - [YouTube](https://www.youtube.com/ChangeNOW) - [Twitter / X](https://x.com/NOW_Wallet) - [Telegram](https://t.me/NOWWallet_channel) ## Relationships - [NOWNodes](https://thegrid.id/profiles/nownodes): Subsidiary ## Legal This data is provided under two licensing models. Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. 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