# Chipper Cash > Move Your Money Freely Chipper Cash is a financial technology company offering cross-border payment services across Africa. It provides fee-free money transfers, virtual cards, and investment access for users in underserved markets. Chipper Cash is a financial technology company that provides cross-border money transfer and financial services across Africa and beyond. It allows users to send and receive money instantly, pay bills, buy airtime, and access virtual payment cards, combining everyday payments with a broader set of financial tools. The company positions itself as a way to make cross-border money movement simple and affordable for individuals who have historically lacked easy access to such services. The platform addresses the difficulty and cost of moving money across African countries and internationally by offering low-cost transfers that settle quickly between mobile money accounts, bank accounts, and its own wallet. Identity verification is built into the onboarding process to support trust between users transacting with one another. Beyond payments, the company has extended into personal investing and business-facing financial products, broadening its role beyond a simple remittance service. Its offerings span consumer payments, such as send and receive transfers and a virtual card, alongside investment access that lets users buy fractional shares of listed companies. It also serves businesses through bulk payment and collection tools and identity verification services. Chipper Cash is used by individuals across several African markets and the United States, as well as businesses seeking payment and verification infrastructure. - Type: Company - Sector: Finance - Status: Active - Founded: 2018-01-01 - Profile: https://thegrid.id/profiles/chipper_cash ## Products - [Chipper Cash](https://thegrid.id/profiles/chipper_cash): Chipper Cash is a consumer neobank for Africans providing fee-free cross-border money transfers to bank and mobile money accounts across multiple African countries. It offers a virtual Visa card for global online spending, buying and selling of several cryptocurrencies, fractional investing in thousands of US-listed companies, plus bill pay and airtime top-up features. Users manage transfers, cards, crypto, and stock investing from a single mobile app. (Neobank, Live, Main Product) - [Chipper for Business](https://thegrid.id/profiles/chipper_cash): Chipper for Business is a financial services platform enabling companies to send bulk disbursements and collect payments across African markets via bank accounts, mobile money wallets, and Chipper wallets. It provides the Chipper Network API, a payment method giving businesses access to millions of KYC-verified customers for cross-border collections and payouts, plus a dashboard for transaction monitoring and API key management. Businesses integrate a single RESTful API to settle funds in multiple currencies and receive instant refunds or payouts. (Financial Services Platform, Live) - [Chipper Card](https://thegrid.id/profiles/chipper_cash): Chipper Card is a virtual Visa debit card enabling Chipper Cash users to shop, stream, and subscribe online anywhere Visa is accepted globally. Users load the card directly from their Chipper account, setting a prepaid spending limit tied to the loaded balance. The card is designed for online purchases and provides a digital alternative to a physical bank card. (Card, Live) - [Chipper ID](https://thegrid.id/profiles/chipper_cash): Chipper ID is a business-facing identity verification platform providing AI-led KYC and customer onboarding checks for financially-regulated companies serving African consumers. The platform uses AI-powered liveness checks and facial matching to verify identities, reducing friction for businesses launching financial products across the continent. It is delivered as a standalone service accessible through its own website separate from the consumer app. (Service Provider, Live) ## Links - [Main](https://www.chippercash.com) - [Documentation](https://support.chippercash.com) - [Blog](https://www.chippercash.com/blog) - [Terms of Service](https://support.chippercash.com/en/collections/3289613-legal) - [Twitter / X](https://x.com/chippercashapp) - [Instagram](https://instagram.com/chippercashapp) - [Facebook](https://facebook.com/Chippercashapp) - [LinkedIn](https://linkedin.com/company/chippercash) - [YouTube](https://www.youtube.com/channel/UCV8JsFe389TSrTuuXMZS6Ww) ## Legal This data is provided under two licensing models. Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. 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