# CityPay.io

> Only wallet you need

CityPay.io is a crypto payment fintech company. It provides a merchant payment gateway, POS tools, and a consumer wallet for merchants and individuals to transact with digital assets.

CityPay.io is a Georgian-founded crypto payment fintech company that built a unified ecosystem for everyday cryptocurrency use. Its offering includes a payment gateway and point-of-sale tools that let businesses accept digital assets directly from customers, alongside a consumer wallet for buying, sending, receiving, and swapping digital assets. The company is licensed to operate in its home market and serves merchants seeking to accept crypto payments without intermediary platforms.

The platform addresses the friction of integrating cryptocurrency into daily commerce by letting merchants convert received crypto into national currencies or retain it as digital assets. Customers complete purchases by scanning a QR code from their wallet at a point-of-sale terminal or digital screen, removing the chargeback and fraud exposure associated with card payments. Developer tools and an e-commerce plug-in allow businesses to integrate crypto acceptance into existing websites.

Core products include the payment gateway, POS application, and consumer wallet supporting a range of digital assets across multiple blockchains. A major stablecoin issuer became a strategic investor to support the company's expansion across Eastern Europe and Central Asia. The service is used by online and physical merchants seeking crypto payment acceptance and by individuals managing digital assets, though the platform currently shows limited signs of active maintenance.

- Type: Company
- Sector: Custody and Wallets
- Status: Inactive
- Founded: 2020-01-01
- Profile: https://thegrid.id/profiles/citypay_io_lang_en

## Products

- [CityPay POS](https://thegrid.id/profiles/citypay_io_lang_en): CityPay POS is a merchant payment gateway and point-of-sale suite that lets businesses accept cryptocurrency payments online or in physical stores. Merchants integrate it via an API, a WooCommerce plugin, or a dedicated Android and iOS application, generating QR codes or e-mail payment orders that customers pay from any crypto wallet. The system converts incoming crypto payments to a merchant-selected fiat currency and settles the funds to the merchant's bank account, while also supporting balance top-up for recurring customer payments. (Merchant Payment Gateway, Inactive/Support Ended)
- [CityPay Wallet](https://thegrid.id/profiles/citypay_io_lang_en): CityPay Wallet is a multi-asset mobile and web wallet that lets individual users store, send, receive, and swap cryptocurrencies. It provides access to buying crypto and managing multiple digital assets from a single account across mobile devices and a web application. The wallet enables everyday consumer use of digital assets, distinct from the business-facing merchant payment tools offered by the same operator. (Wallet, Inactive/Support Ended, Main Product)

## Links

- [Main](https://www.citypay.io)
- [Blog](https://business.citypay.io/blog)
- [Documentation](https://developer.citypay.io/introduction/api-overview)
- [Privacy policy](https://business.citypay.io/privacy-policy)
- [Terms of Service](https://business.citypay.io/terms-and-conditions)
- [Twitter / X](https://x.com/citypayio)
- [LinkedIn](https://www.linkedin.com/company/citypay-io)
- [Instagram](https://www.instagram.com/citypay.io)
- [YouTube](https://www.youtube.com/channel/UCfqwhXFU6JPZquHqDqJZ9bA/videos)

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- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
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- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP