# COCA

> Turn your spending into rewards

COCA is a self-custodial wallet that lets users spend crypto via a Visa card and earn cashback, subscription discounts, and yield on stablecoin balances.

COCA helps crypto users spend and earn rewards through a non-custodial MPC wallet paired with a Visa debit card. Users can spend stablecoins at millions of merchants worldwide, earn cashback on everyday purchases, receive up to 50% back on popular subscriptions, and earn yield on card balances. Funds remain under user control through Multi-Party Computation security, with tiered membership providing access to higher reward rates.

- Type: Company
- Sector: Custody and Wallets
- Status: Active
- Founded: 2023-01-01
- Profile: https://thegrid.id/profiles/coca

## Products

- [COCA Wallet](https://thegrid.id/profiles/coca): COCA Wallet is a self-custodial mobile wallet that combines cryptocurrency management with Visa card spending and stablecoin banking features. Assets are secured using Multi-Party Computation cryptography, removing seed phrase vulnerabilities. Users access virtual and physical Visa debit cards issued in partnership with Wirex, usable at merchants worldwide with automatic crypto-to-fiat conversion. A tiered membership system based on locked COCA token balances determines cashback rates, subscription rebates, and APY on stablecoin balances. Additional features include IBAN banking in EUR and USD, fee-free cross-chain swaps with MEV protection, a built-in dApp browser, NFT management, and a points farming program. (Wallet, Live, Main Product)

## Assets

- [COCA (COCA)](https://thegrid.id/profiles/coca): COCA is the utility token of the COCA Wallet platform. It is used for accessing membership tiers, earning cashback and yield on card balances, and participating in governance, and is deployed on Polygon and Base. The Base deployment uses the LayerZero OFT standard for cross-chain transfers, and token locking for tiers ties demand to active platform usage. (Utility)

## Links

- [Main](https://www.coca.xyz)
- [Documentation](https://docs.coca.xyz)
- [Blog](https://www.coca.xyz/blog)
- [Media Kit/branding](https://www.coca.xyz/press-official)
- [Privacy policy](https://www.coca.xyz/privacy)
- [Terms of Service](https://www.coca.xyz/terms)
- [Twitter / X](https://x.com/coca_wallet)
- [Telegram](https://t.me/coca_wallet)
- [Discord](https://discord.com/invite/AVxksnCubn)
- [Instagram](https://www.instagram.com/cocawallet)
- [Facebook](https://www.facebook.com/cocawallet)
- [Medium](https://medium.com/@cocawallet)
- [LinkedIn](https://www.linkedin.com/company/cocawallet)

## Legal

This data is provided under two licensing models.

Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation.

Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service.

The following applies to both licensing models.
- All data is provided AS IS with no guarantees of accuracy.
- The Grid does not provide investment, legal, or tax advice, and
- a project's presence in The Grid's data does not imply endorsement.


- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP