# COCA > Turn your spending into rewards COCA is a self-custodial wallet app with card and bank-style accounts. It lets users spend stablecoins and fiat with a Visa card and earn cashback, subscription rebates, and yield on balances. COCA is a self-custodial wallet app that combines crypto management with a debit card and bank-style accounts. Users spend stablecoins and fiat with virtual and physical Visa cards, and hold EUR and USD accounts with IBANs for deposits and transfers. Funds sit in a smart contract wallet the user controls, with sign-in and recovery that do not rely on a seed phrase. Rewards depend on a membership tier set by the amount of COCA tokens locked. Tiers determine cashback on card spending, rebates on popular subscriptions, and yield on card balances. The app also offers swaps without fees, crypto purchases through local payment methods, and travel booking. The COCA token is the platform's utility token for membership tiers and governance. COCA is used by crypto holders and everyday spenders who want a self-custody account with card spending and rewards. - Type: Company - Sector: Custody and Wallets - Status: Active - Founded: 2023-01-01 - Profile: https://thegrid.id/profiles/coca ## Products - [COCA Wallet](https://thegrid.id/profiles/coca): COCA Wallet is a self-custodial smart contract wallet app with card and bank-style features. Users spend balances with virtual and physical Visa cards, hold EUR and USD accounts with IBANs, swap assets without fees, and buy crypto through local payment methods. A membership tier based on locked COCA tokens sets cashback, subscription rebates, and yield on balances. (Wallet, Live, Main Product) ## Assets - [COCA (COCA)](https://thegrid.id/profiles/coca): COCA is the utility token of the COCA wallet app. It is used for locking into membership tiers, earning cashback and yield on card spending and balances, and voting in governance, and is deployed on multiple blockchains. Locking COCA sets a user's tier, so holding the token carries the app's membership benefits. (Utility) ## Links - [Main](https://www.coca.xyz) - [Documentation](https://docs.coca.xyz) - [Blog](https://www.coca.xyz/blog) - [Media Kit/branding](https://www.coca.xyz/press-official) - [Privacy policy](https://www.coca.xyz/privacy) - [Terms of Service](https://www.coca.xyz/terms) - [Twitter / X](https://x.com/coca_card) - [Telegram](https://t.me/coca_card) - [Discord](https://discord.com/invite/AVxksnCubn) - [Instagram](https://www.instagram.com/coca_card) - [Facebook](https://www.facebook.com/cocawallet) - [Medium](https://medium.com/@cocawallet) - [LinkedIn](https://www.linkedin.com/company/cocawallet) - [TikTok](https://www.tiktok.com/@coca_card) ## Legal This data is provided under two licensing models. Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. 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