# Coinbax

> The trust layer for stablecoin payments

Coinbax is a programmable stablecoin payment platform that provides financial institutions with smart contract-based escrow, compliance controls, and fund reversibility.

Coinbax provides financial institutions with a programmable control layer for stablecoin and tokenized deposit payments, addressing the lack of governance and reversibility on standard blockchain rails. Institutions can apply conditional fund release, multi-party approvals, automated sanctions screening, and time-based escrow to transactions via smart contracts. The platform operates on Base and Solana and integrates with core banking systems, supporting major stablecoins including USDC, USDG, RLUSD, and PYUSD.

- Type: Company
- Sector: Payments
- Status: Active
- Founded: 2025-09-01
- Profile: https://thegrid.id/profiles/coinbax

## Products

- [Coinbax](https://thegrid.id/profiles/coinbax): Coinbax is a programmable payment infrastructure layer for stablecoin and tokenized deposit transactions. It applies conditional logic to stablecoin payments via smart contracts on Base and Solana, enabling banks, credit unions, and fintech companies to embed multi-party approval workflows, programmable escrow, time-based locks, reversibility windows, and automated sanctions screening and KYC/KYB checks into each transaction. Pre-built workflow templates cover cross-border transfers, trade finance, lending disbursements, insurance payouts, and treasury operations. The platform integrates with core banking systems through the Jack Henry Fintech Integration Network and supports multiple stablecoins. (Payments Infrastructure & Orchestration, Early access, Main Product)

## Links

- [Main](https://www.coinbax.com)
- [Blog](https://www.coinbax.com/signals)
- [Privacy policy](https://www.coinbax.com/privacy)
- [Terms of Service](https://www.coinbax.com/terms)
- [LinkedIn](https://www.linkedin.com/company/coinbax)
- [Twitter / X](https://x.com/CoinbaxHQ)

## Relationships

- [Global Dollar Network](https://thegrid.id/profiles/globaldollar): Parent organization

## Legal

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- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP