# Coins.ph

> Pay, send, trade: the everyday super app for Filipinos

Coins.ph is a licensed digital wallet and cryptocurrency exchange serving the Philippines. It lets users buy, sell, and hold crypto, pay bills, send money, and access a peso-pegged stablecoin in one app.

Coins.ph is a licensed digital wallet and cryptocurrency exchange operating in the Philippines. It combines crypto trading with everyday financial services such as bill payment, mobile load top ups, and QR based payments. The platform is designed for Filipinos who want a single app to manage pesos and digital assets, from first time crypto buyers to frequent traders.

Coins.ph operates under two regulated entities that together hold both virtual asset service provider and electronic money issuer licenses from the national central bank, an authorization pairing that few regional platforms hold at once. This licensing structure supports peso deposits, withdrawals, and crypto conversion within a supervised framework, including bank tier payment facilitation. The platform also issues a stablecoin pegged to the Philippine peso, intended for trading, cross border transfers, and merchant settlement.

Its offerings span a retail trading app covering a wide range of cryptocurrencies, a professional exchange tier aimed at active traders, and business tools including in store QR acceptance and online payment gateways for merchants. Institutional and high volume clients can use dedicated over the counter and foreign exchange desks. The service is used by individual savers, remittance senders, merchants, and institutional traders across the country.

- Type: Company
- Sector: Finance
- Status: Active
- Founded: 2014-01-01
- Profile: https://thegrid.id/profiles/coins_ph

## Products

- [Coins.ph Platform](https://thegrid.id/profiles/coins_ph): Coins.ph Platform is a consumer financial application that lets users buy, sell, and hold cryptocurrencies alongside everyday payment services. Users trade spot crypto pairs, convert assets with one-click buys, pay bills, buy mobile load, send domestic and cross-border remittances, and pay merchants through QR codes, all from a single account. The app also offers a rewards hub, referral and VIP loyalty programs, and a launchpool feature for earning yield on eligible assets, plus an integrated self-custody web3 wallet for managing external crypto holdings. Coins.ph issues its own peso-pegged stablecoin, which is used within the platform for payments and transfers. (Centralised Exchange, Live, Main Product)
- [Coins Pro](https://thegrid.id/profiles/coins_ph): Coins Pro is a professional order-book exchange for active cryptocurrency traders. It provides deeper liquidity, lower fee tiers, and unlimited trading volume compared to the consumer app, using its own dedicated web interface and trading account. Traders access advanced order types and market depth for higher-volume spot execution. (Centralised Exchange, Live)
- [Coins TradeDesk](https://thegrid.id/profiles/coins_ph): Coins TradeDesk is an over-the-counter trading desk for high-volume cryptocurrency and foreign exchange transactions. It connects institutional and high-net-worth clients with dedicated support for negotiating large block trades outside the public order book. The desk operates through its own dedicated account and relationship-based service rather than the standard consumer app. (OTC, Live)
- [Coins.ph Business](https://thegrid.id/profiles/coins_ph): Coins.ph Business is a merchant payments platform enabling businesses to accept and send cryptocurrency and fiat payments. It offers in-store QR code acceptance, checkout integration for websites and apps, and disbursement tools for sending payouts, alongside cross-border payment and fiat conversion capabilities. The platform operates through its own dedicated business account, distinct from the consumer app. (Merchant Payment Gateway, Live)

## Assets

- [PHPC (PHPC)](https://thegrid.id/profiles/coins_ph): PHPC is a Philippine peso-pegged stablecoin issued by Coins.ph, maintaining a 1:1 peg backed fully by cash, time deposits, and short-term money market instruments. It is used for remittances, peer-to-peer transfers, and merchant payments through QR Ph, and is deployed on multiple blockchains. Coins.ph previously operated PHPC under the Bangko Sentral ng Pilipinas Regulatory Sandbox Framework before its exit from that sandbox status. (Stablecoin)

## Links

- [Main](https://coins.ph)
- [Documentation](https://support.coins.ph)
- [Blog](https://coins.ph/blog)
- [Whitepaper](https://coins.ph/phpc-whitepaper)
- [Terms of Service](https://coins.ph/user-agreement)
- [Privacy policy](https://www.coins.ph/en-ph/legal#privacy)
- [Facebook](https://www.facebook.com/coinsph)
- [Twitter / X](https://x.com/coinsph)
- [Discord](https://discord.gg/coinsph)
- [YouTube](https://www.youtube.com/c/CoinsPh)
- [Instagram](https://www.instagram.com/coinsph)
- [LinkedIn](https://www.linkedin.com/company/coins-ph)
- [TikTok](https://www.tiktok.com/@coinsph_official)

## Legal

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Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service.

The following applies to both licensing models.
- All data is provided AS IS with no guarantees of accuracy.
- The Grid does not provide investment, legal, or tax advice, and
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- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP