# CoinZoom > Send, spend and save CoinZoom is a regulated cryptocurrency exchange and payments company. It lets users buy, sell, and trade digital assets, send money internationally for free, and spend crypto or cash globally through a Visa debit card. CoinZoom is a regulated cryptocurrency exchange and payments company serving individuals and businesses that want to trade, send, and spend digital assets. Users can trade spot cryptocurrencies, transfer money internationally at no cost through its ZoomMe service, load funds in cash at retail locations, and spend crypto or fiat balances worldwide using a Visa debit card that converts holdings at the point of sale. The platform positions itself as a compliant alternative to conventional exchanges by registering as a money services business and holding money transmitter licenses across multiple jurisdictions, along with a digital currency exchange license abroad. It applies multi-factor authentication and account verification to protect customer funds, and it publishes security accreditation to enterprise data standards. Functionally, the exchange combines standard spot trading with card issuance and remittance so that a single account can hold, move, and spend value across borders. CoinZoom's offerings span a trading and prices platform, the ZoomMe remittance service, and a line of Visa debit cards, supplemented by a native utility token used for fee discounts and rewards within its ecosystem. The service is used by retail customers across many countries who want a single account for trading, cross-border transfers, and everyday spending in crypto or cash. - Type: Company - Sector: Finance - Status: Active - Founded: 2018-01-01 - Profile: https://thegrid.id/profiles/coinzoom ## Products - [CoinZoom Exchange](https://thegrid.id/profiles/coinzoom): CoinZoom Exchange is a US-registered centralized cryptocurrency exchange offering spot trading through a mobile app and web platform. The trading interface provides a simple mode for beginners and an advanced mode with dynamic charting, over 100 technical indicators, live order flow data, and real-time profit/loss tracking. Multiple order types are available including limit, market, stop-limit, and OCO. A public REST and WebSocket API supports programmatic access to market data and order management. (Centralised Exchange, Live, Main Product) - [CoinZoom Visa Debit Card](https://thegrid.id/profiles/coinzoom): CoinZoom Visa Debit Card is a Visa debit card enabling users to spend cryptocurrency or USD at merchants worldwide. At point of sale, selected cryptocurrency is automatically converted to USD. Cardholders earn crypto rewards in ZOOM tokens on purchases, with reward rates ranging from 0.5% to 5% based on the user's CoinZoom Prime membership tier. Both virtual and physical card options are available, with global issuance across multiple countries. (Card, Live) - [ZoomMe](https://thegrid.id/profiles/coinzoom): ZoomMe is a free international peer-to-peer transfer service for sending USD or cryptocurrency to other CoinZoom accounts instantly with no fees and no exchange rate markup. CoinZoom Instant, an integrated feature, enables users to withdraw funds directly to a registered Visa or Mastercard debit card, with Black Prime members earning 2% in ZOOM on each withdrawal. (Peer to Peer & Remittance, Live) - [CoinZoom Prime](https://thegrid.id/profiles/coinzoom): A tiered loyalty program within the CoinZoom platform powered by the ZOOM utility token. Users who hold ZOOM tokens gain access to escalating benefit tiers covering crypto rewards on debit card spending (up to 5%), trading fee discounts (up to 50%), higher transaction limits, and referral bonuses. Four tiers are available based on ZOOM holdings: Silver (10,000 ZOOM), Gold (50,000 ZOOM), Diamond (150,000 ZOOM), and Black (300,000 ZOOM). (Customer Engagement Platform, Live) - [CoinZoom Commerce](https://thegrid.id/profiles/coinzoom): CoinZoom Commerce is a business payment service enabling merchants and enterprises to accept cryptocurrency payments at checkout and execute international bulk payouts in fiat or crypto. Businesses can route payments to ZoomMe handles or external crypto wallets, manage recurring payments, and process cross-border transactions. The service is positioned as a payments infrastructure layer for businesses bridging digital assets and fiat settlement. (Merchant Payment Gateway, Live) - [CoinZoom Cash](https://thegrid.id/profiles/coinzoom): CoinZoom Cash is a fiat on-ramp service allowing users to deposit cash at retail locations nationwide to fund their CoinZoom account and purchase cryptocurrencies. Users generate a barcode in the CoinZoom mobile app and present it at a participating retailer. Deposited amounts are credited to the user's account for immediate cryptocurrency purchases at exchange rates. The service charges a flat 5% fee and is available at thousands of US retail locations including 7-Eleven stores. (On/Off Ramp, Live) - [CoinZoom OTC Desk](https://thegrid.id/profiles/coinzoom): CoinZoom OTC Desk is an over-the-counter trading service providing large-volume cryptocurrency execution for institutional clients and high-net-worth individuals. The desk offers access to over 140 markets through FIX connections to major institutional market makers. Onboarding requires full KYC/AML verification including government ID, proof of residence, and proof of income. Digital assets held through the service are secured at multiple qualified custodians. (OTC, Live) ## Assets - [CoinZoom (ZOOM)](https://thegrid.id/profiles/coinzoom): ZOOM is the utility token of the CoinZoom exchange. It is used for trading fee discounts, earning rewards on Visa debit card spending, and accessing tiered benefits through the CoinZoom Prime program. The token has a fixed total supply of 600 million, all minted at launch, tying token demand to platform trading and payments activity. (Utility) ## Links - [Main](https://www.coinzoom.com) - [Documentation](https://api-docs.coinzoom.com) - [Whitepaper](https://assets.ctfassets.net/77lc1lz6p68d/5NYWAm9SOLJHIAOnwz5Mwt/d8ea1d53241c1af2a9b5295b70f1e05d/ZOOM_Whitepaper_Final_April_2__2026.pdf) - [Privacy policy](https://www.coinzoom.com/en/privacy-policy) - [Terms of Service](https://www.coinzoom.com/en/terms-and-conditions) - [Twitter / X](https://x.com/GetCoinZoom) - [Facebook](https://facebook.com/CoinZoom) - [LinkedIn](https://linkedin.com/company/coinzoomhq) - [Instagram](https://instagram.com/coinzoom) - [Medium](https://medium.com/CoinZoom) - [Telegram](https://t.me/coinzoomcommunity) - [Threads](https://www.threads.net/@coinzoom) - [Bluesky](https://bsky.app/profile/coinzoom.bsky.social) ## Legal This data is provided under two licensing models. Model 1 - open data. 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