# Conomy

> One API to pay & collect across Latin America, on instant rails

Conomy is a local payments infrastructure provider for Latin America. It lets high-transaction platforms collect and pay out in local currency on instant rails through one API, with multi-currency accounts and stablecoin settlement.

Conomy is a local payments infrastructure provider for high-transaction platforms operating in Latin America. Through one API, businesses collect from payers and pay out to recipients in local currency on the real-time payment methods each market already uses. Its core coverage spans several bilateral markets where it both collects and pays, with cross-border payouts reaching most countries on the SWIFT network.

The platform routes payments across instant bank transfers and real-time rails such as Pix, SPEI, PSE and Yape, interoperable QR codes, mobile wallets, payment initiation, and Mastercard and Visa cards in Chile. Incoming funds can be split across multiple parties and settled in local currency, US dollars, or stablecoins, while multi-currency Smart Accounts let each recipient choose the currency they receive. Exchange rates are quoted per operation, with a priced OTC desk for larger cross-border conversions, and the platform is PCI DSS 4 compliant.

The flagship Conomy Platform combines pay-ins, local and global payouts, multi-currency accounts, and a fiat-to-stablecoin on and off ramp in a single dashboard and API, supported by a sandbox environment and webhooks for integration. Conomy has processed payments since 2021 and has focused on business-to-business payment infrastructure since 2023. It is used by marketplaces, gig economy and digital goods platforms, rental and hospitality businesses, iGaming operators, and remittance companies.

- Type: Company
- Sector: Payments
- Status: Active
- Founded: 2021-01-01
- Profile: https://thegrid.id/profiles/conomy

## Products

- [Conomy Platform](https://thegrid.id/profiles/conomy): Conomy Platform is a payments infrastructure platform that lets businesses collect and pay out across Latin America through one API and dashboard. It accepts pay-ins through local real-time methods such as instant bank transfers, QR payments, mobile wallets, and cards, and disburses to local accounts or cross-border through SWIFT. Incoming payments can be split across multiple parties and settled in local currency, US dollars, or stablecoins. Multi-currency Smart Accounts let recipients choose their settlement currency, an integrated on and off ramp converts local currency to stablecoins, and an OTC desk prices larger cross-border conversions, with a sandbox and webhooks supporting integration and testing. (Payments Infrastructure & Orchestration, Live, Main Product)

## Links

- [Main](https://conomyhq.com)
- [Documentation](https://developers.conomyhq.com)
- [LinkedIn](https://www.linkedin.com/company/conomy-hq)

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