# CPAY

> Full Set of Crypto Products and Services to Build Your Own Web3 Financial System

CPAY is a software company providing crypto payment infrastructure, including payment gateways, non-custodial wallets, and white-label solutions.

CPAY is a software development company that builds crypto payment infrastructure for businesses. Its platform combines payment gateways, non-custodial wallets, and know-your-customer tools accessible through an API, allowing merchants to accept digital asset payments while retaining control of customer funds. The company positions its offering around non-custodial architecture, meaning it does not hold or control users funds directly.

The platform addresses the practical friction businesses face when adding crypto payment acceptance, such as wallet management, compliance checks, and settlement into fiat currencies. Merchants can integrate the gateway directly into websites and applications, generate crypto invoices, and manage multiple wallets from a single dashboard. Functionality extends to subscription billing, payroll payments, and bulk disbursements for teams handling recurring or large scale transfers.

Its core offerings include a crypto payment gateway, a multi-currency non-custodial wallet, and white-label versions of both that let clients deploy branded payment or wallet solutions under their own name. Additional services cover compliance screening and real-time market data for integration into third-party products. The platform is used by online merchants, gaming platforms, e-commerce businesses, and service providers seeking to accept or manage crypto payments without building infrastructure from scratch.

- Type: Company
- Sector: Payments
- Status: Active
- Founded: 2022-02-01
- Profile: https://thegrid.id/profiles/cpay

## Products

- [CPAY Gateway](https://thegrid.id/profiles/cpay): CPAY Gateway is a merchant payment gateway that lets businesses accept cryptocurrency payments through customizable checkout pages and API integration. It settles transactions non-custodially across multiple blockchain networks and supports major cryptocurrencies and stablecoins. Merchants use the same dashboard to process one-time sales, donations, and invoices, set up recurring subscription billing, run payroll disbursements to multiple recipients, and send bulk multisend payouts. A flat transaction fee applies across these payment and payout functions. (Merchant Payment Gateway, Live)
- [CPAY Wallet](https://thegrid.id/profiles/cpay): CPAY Wallet is a non-custodial cryptocurrency wallet that lets users store, send, and receive digital assets across multiple blockchain networks. It provides dApp connectivity and asset management through web and mobile interfaces while users retain control of private keys. The wallet also supports swap and card-linked spending features. (Wallet, Live, Main Product)
- [Wallet as a Service](https://thegrid.id/profiles/cpay): Wallet as a Service is embedded wallet infrastructure that lets businesses provision custodial or non-custodial crypto wallets inside their own applications through an API. It handles key management and blockchain connectivity so client platforms do not need to build wallet infrastructure themselves. It supports multiple blockchain networks and integrates with CPAY's own wallet product. (Embedded Wallet, Live)
- [CPAY KYC](https://thegrid.id/profiles/cpay): CPAY KYC is an identity verification platform that lets businesses screen and onboard customers for anti-money laundering and compliance purposes. It is accessed through its own dashboard where clients manage verification forms, review submissions, and monitor post-screening results. Businesses use it to satisfy regulatory identity checks independently of CPAY's payment or wallet products. (KYC & Identity Verification, Live)
- [White Label Crypto Payment Gateway](https://thegrid.id/profiles/cpay): White Label Crypto Payment Gateway is a ready-to-deploy crypto payment platform that businesses launch under their own brand and domain, built on CPAY's underlying multi-chain infrastructure. It is offered as a software-as-a-service deployment or an on-premise deployment with source code access, giving clients control over merchant relationships, pricing, and revenue. The platform can be paired with KYC and AML compliance tools and is available across web and mobile. (Merchant Payment Gateway, Live)
- [White Label Crypto Wallet](https://thegrid.id/profiles/cpay): White Label Crypto Wallet is pre-built wallet software that businesses rebrand and deploy as their own cryptocurrency wallet application. It supports multiple cryptocurrencies and blockchain networks and is available as both a mobile application and a web platform, letting clients launch a wallet product without building the underlying technology from scratch. It can be paired with KYC and AML compliance tools and deployed under the client's own brand and infrastructure. (Wallet, Live)
- [CPAY Market Data](https://thegrid.id/profiles/cpay): CPAY Market Data is a real-time cryptocurrency pricing and market information service delivered through its own API surface. Developers and businesses query the API to retrieve live price feeds and market information for use in their own applications. It functions independently of CPAY's payment and wallet products, serving as a standalone data access point. (Pricing Data API, Live)

## Links

- [Main](https://cpay.world)
- [Documentation](https://docs.cpay.world)
- [Blog](https://cpay.world/blog)
- [Terms of Service](https://cpay.world/terms)
- [Privacy policy](https://cpay.world/privacy-policy)
- [Twitter / X](https://x.com/cpay_world)
- [LinkedIn](https://linkedin.com/company/cpay-world)
- [Discord](https://discord.com/invite/dHbZbCUC7K)
- [Facebook](https://www.facebook.com/people/CPAY/100075680508294)

## Legal

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- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP